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Show stopper! This totally remodeled rare 3 bedroom/2 bath waterfront home on a saltwater canal to Tampa Bay with no bridges is located in a popular 55+ community. Price includes a 10, 000 pound lift with 4 ft wide walkout that is permitted and is on schedule to be built! No interior flooding with 2024 storms! With 1, 344 sq. ft of living space plus a large 165 sq. ft screened lanai, large outdoor porch overlooking the water and 431 sq. ft carport to hold 2 cars and a golf cart easily, there is almost 2, 000 sq. ft of total outdoor/indoor space to this home. Current owner has spent a year transforming the existing home into a beautiful move-in ready waterfront retreat with many features. New in 2024-25: smooth texture drywall throughout with decorator paint, luxury vinyl waterproof flooring throughout, double pane windows and door to screened lanai, custom kitchen with quartz countertops, wood cabinets, large custom island and new stainless appliances including dishwasher; luxury primary bedroom suite with dressing area and two sinks, walk-in closet and separate area with tiled shower and toilet; beautiful guest bath with tiled shower, quartz countertops and wood cabinet, and utility closet with washer and dryer. 2025 water heater. 2025 vapor barrier to protect the subflooring. 2024 roof with seamless gutters. 2020 HVAC system with 2025 ductwork. 2025 electrical and plumbing. Home guard termite treatment with warranty paid through 2025. Decorative hand built fencing off carport and around AC unit. Price includes share for the lot and ownership in the co-op. Low monthly maintenance fee of $380 includes water/sewer/trash pickup/lawn mowing/24 hr manned gate/ seawall maintenance/ and all amenities including heated pool, clubhouse, fitness center and so much more! Community is conveniently located only 10 minutes to downtown St. Petersburg and minutes to 4th Street shopping and restaurants. Two airports are only 15 mins away. This is the waterfront property you've been searching for! Come visit today and see why this 55+ community is so in-demand! Pet friendly! 2 dogs or indoor cats up to 35 pounds are welcomed; 2 pets total each household. Community requires 675+ credit score each buyer.
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,097 | $2,672 |
Total Monthly Payment | $2,498 | $2,604 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.