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Where every day feels like the weekend in this quiet, golf cart-friendly community! This charming home sits just seconds from the St. Johns River with 140' of waterfront—perfect for fishing, boating, & soaking up nature. A 12x36 boathouse incl. a wet bar, entertaining area, & a screened-in 12x12 room ideal for an outdoor kitchen. The 6, 500 lb boat lift w/ two new motors & updated cabling makes river access effortless, w/ docking space for 5 boats. Inside, enjoy 10-foot ceilings, luxury vinyl plank flooring, & a light-filled Florida room with wainscoting and chair rail. The open kitchen feat. cherry wood cabinets & ss appliances, while the spacious master suite includes a walk-in closet, dbl vanity, & walk-in shower. A 2023 AC keeps things cool, and there's plenty of extra space w/ a workshop, storage shed, flower shed & 24x24 carport. Just 20 minutes by boat to Silver Glen & close to Castaways, Sparky's, Drifters & a new public library, this is laid-back Florida living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,362 | $2,447 | $3,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.