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Lovely Prairie Creek gated community with 24 hour gate keepers. Home is set under a canopy of majestic oak and ornamental trees lining the neighborhood on 1. 2 ACRE LOT WITH PRESERVE AND CREEK BACKDROP! Very private in a great quiet upscale neighborhood. A real St Augustine gem. A rare find close to historic downtown, sandy white beaches, fabulous shopping and best rated restaurants. Spacious open floor plan with over 3000+sf 3 bedrooms and 3. 5 baths all on the same level. Cathedral ceiling in the oversized master bedroom with auto-light walk- in closets, Jacuzzi and sauna. Wood burning fireplace in the family room. Modernized recently updated extra-large kitchen/dining area, new counter stove-top, in wall oven, abundance of cabinets and counter space. Skylights in dining area overlooking crystal clear pool and preserve! Large screened outdoor entertaining decks surround the pool! Newer refrigerator, newer freezer, newer washer and dryer, newer dishwasher, two new A/C units and updated air handlers, one new and one updated hot water tanks. Anderson insulated impact windows. Five years new eighty year warranted metal roof. Oversized two and a half car garage. Generator hook up. Home is built on a whole house crawl space, not sitting on a slab. Solid real brick exterior. New 200 ft artesian well. Prairie Creek runs along the entire backyard boundary line. Preserve cannot be developed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$770,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,843 | $4,047 | $5,115 |
Total Monthly Payment | $4,298 | $4,502 | $5,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.