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If you’ve been dreaming of the perfect coastal retreat, where charm, comfort, and community come together…look no further. This lovingly updated and adorable 2-bedroom, 2-bathroom home is full of coziness and Florida sunshine, and it’s waiting to welcome you home.
Step inside and you’ll immediately be greeted by coastal cottage feel, complete with new beautiful vinyl flooring that runs throughout the home. The kitchen is as cute as can be, offering a cozy breakfast nook ideal for morning coffee. The spacious living room flows seamlessly into the bright and airy Florida sunroom through sliding glass doors…imagine starting your day here, relaxing with a book, or enjoying card games with friends.
The owner’s suite is perfect, with his and her closet and a well-appointed bathroom featuring a walk-in shower. The guest bedroom is equally comfortable and just steps away from the second bathroom, making it perfect for visitors.
Outside, enjoy a covered carport and a handy storage shed. But it’s not just the home that makes this special, it’s the lifestyle. Located in a premier waterfront 55+ community brimming with amenities, activities and classes you'll find a vibrant clubhouse, a sparkling pool overlooking the bay with front-row seats to breathtaking sunsets and manatee sightings, shuffle board ball courts, a waterside pavilion, two fishing piers, a billiard room, and a banquet hall with a full restaurant-style kitchen, perfect for your next party or event.
There’s also a private boat ramp, and boat/trailer parking is available for residents (with a waiting list). Close to shopping, dining, and just minutes from Clearwater’s world-famous beaches and the delightful coastal towns of Safety Harbor and Dunedin, known for their festivals, coffee shops, and boutiques. This home offers the best of Florida living.
Whether you’re searching for a full-time residence or the perfect seasonal getaway, this coastal cutie is ready to be your slice of paradise. Just 10 minutes from both Clearwater/St. Pete and Tampa International airports, the Florida lifestyle has never been more within reach.
Newer windows, Luxury vinyl floors (2024) HVAC duct work (2025) HVAC compressor (2024) washer/dryer (2025) vapor barrier (2025)
breaker box and outlets (2025) new base boards (2025) newer plywood subfloor, roof resealed. Sold furnished (some exclusions)
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $784 | $815 | $1,038 |
Total Monthly Payment | $1,030 | $1,061 | $1,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.