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40 Charlotte Avenue, North Kingstown, RI, 02874 | $1,695,000
Discover the perfect blend of rustic charm and modern luxury in this beautifully renovated post-and-beam home, located in idyllic Saunderstown. Sitting on over 1 acre of picturesque land, this property is an eco-friendly haven with geothermal heating and a solar-powered energy system and EV charging in the garage, A Battery Powerwall enables this home to go off-grid and be self-sufficient!! Step inside to find stunning wide plank floors that exude timeless character. The spacious front-to-back family room is ideal for gatherings, while central A/C keeps the home comfortable year-round. The primary bedroom boasts vaulted ceilings for an airy and serene ambiance, and every bathroom has been tastefully remodeled for a sleek and modern finish. Convenient in law apartment is the perfect space to offer guests comfort and privacy with kitchen, full bath, living room and bedroom. The lower level offers polished concrete floors in a walkout design, adding a contemporary touch and versatile space. Outside, enjoy the new composite decks with a stylish wire railing overlooking the salt water pool. With its prime location, this home provides the ultimate coastal lifestyle. A short stroll takes you to Plum Beach, while Casey Farm, the URI Bay Campus, Narragansett beaches, Wickford, Jamestown, and Newport are all just minutes away. Don't miss this rare opportunity to own a meticulously upgraded home that combines sustainability, comfort, and convenience in the heart of Saunderstown!
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Other,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks,Tennis Court(s)
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full / 1 half
- Style: Contemporary,Colonial
- Year Built: 1988
- Garage: 2-car Attached,Garage
- Heating: Electric,Forced Air,Geothermal,Solar
- Cooling: Ductless
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 3,635
- Acreage: 1.02
- Est. Taxes: $11,068
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1380027
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
40 Charlotte Avenue, North Kingstown, RI, 02874
$1,695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,356,000 | $1,356,000 | $1,356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
| Monthly Tax Payment | $922 | $922 | $922 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,913 | $8,683 | $11,627 |
| Total Monthly Payment | $8,960 | $9,730 | $12,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB