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Welcome to 146 Istoria Drive – A True Florida Gem! Tucked within the charming community of Istoria, this beautifully crafted Key West-style home is a shining example of Old Florida charm blended with modern comfort. Meticulously maintained and thoughtfully designed, this custom-built residence offers 3 bedrooms, 2 bathrooms, and 1, 811 square feet of conditioned living space on a spacious . 27-acre lot. From the moment you arrive, the exceptional curb appeal, lush landscaping, and breezy Key West aesthetic set the tone for relaxed coastal living. Built in 2009, the home features a durable metal roof, exposed architectural beams, plantation shutters, and heart pine flooring that reflect superior craftsmanship and timeless style. The open-concept kitchen is perfect for family gatherings, complete with granite countertops, exposed beams, a pot filler, farmhouse sink, and 10-foot ceilings—perfectly blending function with coastal flair. French doors lead from the inviting living room, where a gas fireplace adds warmth and ambiance, to the spacious screened-in porch, ideal for morning coffee or evening gatherings. The owner's suite is a serene retreat, offering a walk-in closet, double vanities, a claw-foot tub, and a separate shower. The detached double garage is connected by a charming breezeway, adding to the home’s cottage appeal, and contributing to the total area of 2, 760 sq ft, including porches and garage. The detached garage features a secondary laundry hookup and would be perfect for a studio or gym. Enjoy private access to a tranquil pond out your back door with a dock platform as well as a shared community dock—perfect for kayaking or simply soaking in the natural surroundings. This property is located within an HOA community and offers the best of both worlds—just minutes from historic downtown St. Augustine and the area’s beautiful beaches. Whether you’re seeking a peaceful full-time residence or a stylish retreat, this stunning home embodies the Florida and Key West lifestyle at its finest, with xeriscape low maintenance landscaping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,976
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $519,981 | $519,981 | $519,981 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,202 | $3,416 | $4,318 |
Total Monthly Payment | $3,774 | $3,988 | $4,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.