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Stunning 5-Bedroom Home in Oyster Point - Prime Location & Exceptional AmenitiesPrime Location: Located in the highly sought-after Oyster Point neighborhood in Mount PleasantOnly 10 minutes to Isle of Palms beach - enjoy easy access to the coastJust 15 minutes from historic downtown Charleston for dining, shopping, and entertainmentConvenient to to local schools: Mamie Whitesides Elementary, Moultrie Middle, Wando HighImpeccable Interior Features: Spacious 5-bedroom layout with high-end finishes throughoutHardwood flooring throughout the main level, 10-foot ceilings, and abundant natural lightOpen-concept living with a beautiful kitchen that features: Quartz countertopsLight gray cabinetry and stainless steel appliancesOversized island with bseating - perfect for entertaining! Separate dining room and a guest bedroom on the first floor, ideal for privacy and convenience Drop zone for organization and convenience Luxurious Primary Suite: Generous primary bedroom with tray ceilings and a walk-in closet En-suite bath features a double sink vanity, soaking tub, and separate glass shower Additional Bedrooms & Functional Spaces: Three additional bedrooms on the second level with a full bath Convenient laundry room near the bedrooms Built-in storage throughout, including in the two-car side-entry garage Outdoor Living & Entertainment: Screened-in porch perfect for relaxing and entertaining Grilling patio deck with ample space for al fresco dining Fully fenced backyard offering privacy and space for outdoor activities Exceptional Community Amenities: Resort-style community pool with cabanas State-of-the-art fitness center, tennis & pickleball courts, and walking trails Community clubhouse for gatherings and events Community dock and fishing ponds for outdoor recreation Ideal for Beach Lovers: Proximity to beach, parks, and schools A perfect blend of modern living with easy access to outdoor activities and downtown Charleston This home offers the ideal combination of luxury, comfort, and convenience in one of Mount Pleasant's most desirable neighborhoods. Don't miss the opportunity to make this your new dream home!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $980,000 | $980,000 | $980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,114 | $6,275 | $8,470 |
Total Monthly Payment | $6,239 | $6,400 | $8,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.