4926 Lake Palmetto Lane, North Charleston, SC, 29418 | $279,900

Welcome to your next home in the sought after neighborhood of Palmetto Lake, where you'll enjoy strolls along the water and even boating and fishing off the docks! This community is nestled in the heart of North Charleston, yet tucked away in its own cozy little enclave, which is part of what makes it North Charleston's best kept secret! *This property qualifies for a special 100% financing program! 0% down, with zero PMI, 30-yr conventional loan (640+ credit score required, but NO income limit!) - Ask agent for details. * Boasting 2 spacious bedrooms (dual Master Bedrooms) and 2. 5 Baths across nearly 1, 600 sqr ft, this home combines modern comfort and convenience. (2 dedicated parking spaces!) *NEW HVAC + Water Heater in 2024!* Step inside and you'll be greeted with Luxury Vinyl Plank floors, as well as modern light fixtures, crown molding and smooth ceilings across an open floor plan, creating a warm and inviting atmosphere. Built in 2007 this home offers contemporary taste featuring true granite countertops, quality wood cabinetry, recessed lighting, stainless-steel appliances, and a cozy breakfast bar in the kitchen, as well as an electric fireplace in the living room which helps create an atmosphere perfect for both relaxing and entertaining. The spacious living room flows seamlessly into the dining area which can easily accommodate a larger dining table at the Buyer's preference. The back patio has a privacy screen, offers a storage closet, and is covered by the master bedroom back porch above. The upper-level features two generously sized bedrooms, either of which could be used as your primary bedroom as they each have en-suite bathrooms. One Bedroom is extra spacious with his and hers closets. The next bedroom enjoys a larger en-suite bathroom with separate jetted tub and step-in shower for ultimate comfort and privacy. With a large balcony deck off the primary bedroom, there's plenty of space to relax with your favorite beverage in the sunshine or in the evenings watching the night sky. Located just minutes from shopping at Tanger Outlets, dining, entertainment, and major commuter routes; only 7 miles to all that downtown Charleston has to offer; 15 miles to dipping your toes in the sand at Sullivans Island beach; and with a pond right in the neighborhood to enjoy, there's a lot to love about this location. Schedule your showing today for your chance to own this townhouse in one of the best neighborhoods!

Features

  • Parking: Off Street
  • Heating: Heat Pump
  • Cooling: Central Air
  • Amenities: Dock Facilities, Trash
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Complex: Lake Palmetto
  • Development: 31 - North Charleston Inside I-526
  • Year Built: 2007
  • Approx Sq. Feet: 1,534
  • Acreage: 0.04
  • Lot Desc: Interior Lot
  • Elem. School: Burns
  • Middle School: Brentwood
  • High School: North Charleston
  • MLS#: 25009977
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/25009977/4926lakepalmettolane_northcharleston_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

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Nick Rosario - The Nick Rosario TeamAssociate Broker

917.564.2351

Nick.Rosario@raveis.com

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Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

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978.457.6220

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4926 Lake Palmetto Lane, North Charleston, SC, 29418

$279,900

Nick Rosario - The Nick Rosario Team

Associate Broker

William Raveis Real Estate

Phone: 917.564.2351

Nick.Rosario@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,415 $1,471 $1,874
Total Monthly Payment $1,490 $1,546 $1,949

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.