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This beautiful 2, 800 Sq. Ft. ranch located 16 miles from downtown Charleston overlooks two holes on Westcott public golf course. The home sits between the green of hole six and the tee box of hole seven on OakForest. The Westcott golf course has 27 holes with three distinct 9-hole courses. There are mature hardwood trees on both sides of the course buffering the home and adjacent neighborhood which makes for a picturesque view. As you approach you will notice the charming low country style with 2 architectural dormers, a large welcoming front porch, custom landscapecurbing and an additional sidewalk and fenced area for sanitation/recyclingbins. As you enter you will notice the large foyer with hardwood flooring, the elegance of multiple arched entryways, a formal dining room, kitchen and great room, offering beautiful panoramic views of the golf course from all the main living areas including the primary bedroom. The home features 3 bedrooms and a FROG with a closet and full bath, which can be the fourth bedroom/office or mother-in-law suite if needed. The primary bedroom with an adjacent bath has a large walk-in closet, double vanity, garden tub and separate shower. On the opposite side of the home, for additional privacy, are two bedrooms with double closets, a full bath and linen closet. The ample kitchen which opens to the great room features cherry cabinetry with upgraded appliances including a five burner/two door convection gas oven. The openness of the kitchen and great room makes for first-rate entertaining with the serving bar between the two rooms, recessed lighting and a gas fireplace. This home features a formal living room/den as well as an additional room that can be used as an office, nursery, craft or exercise room! So much flexibility! The large, screened porch connects outdoors with an additional patio which overlooks the golf course. The Black Wrought Iron Style Fencing offers boundaries without distracting from the beautiful view. This private setting gives the feeling of serenity and is a great place to relax or unwind at the end of the day. The laundry room with ample storage and closet leads out into the two-car garage with a side door. A very well-maintained home with High Efficiency HVAC System with 3 zones, Yard Irrigation System, New Roof in 2019, Gutters with Leaf-Guard and an optional Security System. Wescott is a beautiful sidewalk community conveniently located close to the interstate, shopping, dining, doctors and hospitals. Amenities include a clubhouse with a restaurant, 27-hole golf course, swimming pool, play park, grilling area and pond. This quality finished home on a premium lot, located at the entrance of a cul-de-sac, is waiting for new owners.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,587 | $3,292 |
Total Monthly Payment | $2,565 | $2,662 | $3,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.