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Welcome to your piece of paradise located in the highly sought after gated community of the Waterside Club in Heritage Oak Park. This community is as centrally located as you can get with dozens of nearby shopping, dining, and entertainment destinations nearby. Everything you need is within a mile! Just a little further and you also have nearby highway access and reasonable proximity to top beach destinations and golf courses as well. Upon arriving through the community gate you will be captivated by countless mature oak trees and plenty of shade. The community has all the amenities you would expect including a heated pool, bocce courts, pickleball, tennis courts, fitness center, and an activities director on staff to organize year-round activities for residents! Your new home is located on the first floor, no need to worry about steps or elevators! Once you walk in, you will be greeted by a nice water view and gorgeous kitchen featuring granite countertops and newer higher end black stainless-steel appliances! The kitchen also features an oversized sink, built in pantry, dining nook, and bar top. The living and dining room area is spacious and offers access to the screened in lanai where you can relax and enjoy your water view and watch wildlife pass by. The master suite can accommodate a king bedroom set and has a massive walk-in closet along with his & her sinks in the master bathroom. The guest bedroom and guest bathroom is on the opposite side of the unit ensuring privacy from your guests and there is a full-sized stackable washer/dryer in the hallway. This unit is equipped with NEWER carpets, a NEWER AC, and a NEWER water heater to match the newer appliances and overall move in ready condition. The HOA fee covers water, trash, sewer, an assigned carport, and more while having ample reserve funds and a well-managed HOA board. *The unit can also be purchased fully furnished if desired!!!* While there may be other units available nearby, none are priced this attractively while still being on the first floor and being incredibly well cared for by a year round owner occupant! Contact your agent today to view your new move in ready condo!
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Our Executive Mortgage Banker:
Our Insurance Division:
$204,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $163,200 | $163,200 | $163,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,100 | $1,399 |
Total Monthly Payment | $1,519 | $1,560 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.