4802 51ST STREET W, #704, Bradenton, FL, 34210 | $235,000

You will love living in The Palms of Cortez, an affordable luxury gated condominium village in West Bradenton. This 3 bedroom, 2 bathroom, one-level end unit condo home comes furnished and has a deeded one car detached garage. Pets are welcome! Split floor plan with the primary bedroom and ensuite bath on one side, and the two guest bedrooms, main hall bath, and laundry room on the other side. Open and flowing kitchen, dining, and living room. Crown moulding. Ceramic tile in kitchen and baths. Vinyl in living and dining. Carpet in bedrooms. Walk-in closets! Excellent storage space. Private screened lanai overlooking a quiet, wooded, sightline. Watch the sunrises from your lanai. Located on a low traffic corner of the community. The amenities includes a pool, tennis courts, fitness center, clubhouse, grilling stations, playground, and car wash. IMG Academy is 1. 6 miles. State College of Florida is 3. 1 miles. Palma Sola Bay is 3. 8 miles. Bradenton Beach, part of Anna Maria Island, is 6 miles. Cortez Fishing Village is 5. 4 miles. GT Bray Park is 1. 7 miles and offers 140 acres of scenic trails, activities, and recreation including but not limited to an amphitheater, disc golf course, batting cages, concessions, splash pad, sand volleyball, and skate park. The Palms of Cortez has 450 condo homes on approximately 40 acres and is conveniently located to upscale, casual, and waterfront dining districts, boutiques, amazing thrifts and consignments, and our sugar soft white sand beaches on the Gulf. This area is known for its collective spirit and sense of belonging for all ages and cultures. Current tenants will be released from lease when the condo sells. Association fee covers property insurance, amenities, pest control, fire system, exterior building repairs, reserves, and roofs. Great opportunity to live the Florida lifestyle!

Features

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: THE PALMS OF CORTEZ
  • Year Built: 2002
  • Approx Sq. Feet: 1,288
  • Acreage: 39.01
  • Est. Taxes: $3,702
  • Condo Fee: $516 Monthly
  • View: Trees/Woods
  • Elem. School: Sea Breeze Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4648454
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/A4648454/480251ststreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 8:02:09 AM)
Listing courtesy of QUARTZ COAST REALTY INC   Phone: 941-504-3874

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NMLS Mortgage Loan Originator ID 16953

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4802 51ST STREET W, #704, Bradenton, FL, 34210

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $309 $309 $309
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,188 $1,235 $1,574
Total Monthly Payment $1,571 $1,618 $1,957

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.