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This 4 Bedroom Raised Ranch is nestled in the charming neighborhood of Hagantown, located in the Town of Poughkeepsie, NY. Offering a perfect blend of classic charm and modern convenience, this home provides walkable access to the renowned Spackenkill Schools and is just a short drive away from a plethora of amenities including community tennis courts, track, pickle ball and basketball courts, and playground for young children. From the McCann Golf course to Marist and Vassar colleges, shopping, restaurants, hospitals, and arts and entertainment, this location has it all. The well-maintained property features an inviting eat-in kitchen with quartz counters, 3 full bathrooms, a screened-in rear porch, and an open Trex deck area ideal for grilling and soaking up the sun. The main level boasts 3 bedrooms, including the Master, while the lower level hosts a 4th bedroom with an en-suite bath and an adjacent multi-purpose bonus room. Both the main level family room and the bonus room feature cozy wood-burning fireplaces, adding warmth and character to the home. The original hardwood floors have been lovingly preserved, adding to the home's timeless appeal. Recent upgrades include energy-efficient windows installed in 2017, a new roof in 2011, and vinyl siding in 2012. The property is equipped with an energy-efficient heat pump for primary heating and cooling, along with supplemental electric baseboard backup heat. Additionally, the utilities include municipal water and sewer, with access to natural gas. There is also a convenient charging outlet in the garage for your electric vehicles. This home is a true gem, offering the perfect combination of comfort, style, and convenience in a sought-after location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $1,067 | $1,067 | $1,067 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,683 |
Total Monthly Payment | $3,904 | $4,049 | $4,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.