103 EAST CIRCLE DRIVE, New Smyrna Beach, FL, 32169 | $1,195,000

Stunning custom Key West style architecture home just a short walk to Flagler Avenue and the beach, two minutes from boat ramps and downtown Canal Street. Perfect location for easy access in either direction yet on a quiet street with occasional peeks of the river. Designed with luxury in mind including custom cabinetry, wine bar with InSinkErator insta hot/cold filtered water, additional custom china cabinet, natural stone countertops throughout, Thermador appliances including gas range and griddle, drawer microwave in center island, custom linear fireplace, master bath with soaking tub and steam shower, Italian porcelain in guest shower and rare Brazilian blue Bahia granite countertop, Minka Aire ceiling fans throughout, Curry and Company chandelier, wood look plank tile throughout, and custom shutters throughout. Large primary bedroom with Hunter Douglas blackout shades and walk in closet, plus 2 large guest rooms, first floor office/den designed with half bath access for another bedroom if preferred. Laundry room is on the second floor for ultimate convenience and plenty of storage throughout the home including 10x7 storage room under the stairs, attic storage over garage, and 6x3 pantry. Two serene decks to enjoy river and ocean breezes, surrounded by tropical landscaping and copper landscape lighting and uplighting. Raised seam galvanized metal roof just 3 years old, tankless Rinnai gas water heater, irrigation, invisible pet fence, new washer/dryer, two car garage plus long driveway for additional parking. If you prefer turnkey, furniture is negotiable and includes Hancock and Moore leather sofas, items from Lexington Tommy Bahama collection, Henredon master bedroom furntiure and more. Your NSB paradise awaits.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 100
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Custom, Florida
  • Year Built: 2016
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Tandem
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,460
  • Acreage: 0.11
  • Lot Size: 50 x 100
  • Est. Taxes: $11,127
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: NS1084518
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/NS1084518/103eastcircledrive_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2025 2:35:20 PM)
Listing courtesy of MAGNOLIA PROPERTIES   Phone: 386-423-9300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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103 EAST CIRCLE DRIVE, New Smyrna Beach, FL, 32169

$1,195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $956,000 $956,000 $956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.666%
Monthly Tax Payment $927 $927 $927
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,886 $6,121 $8,328
Total Monthly Payment $6,938 $7,173 $9,380

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.