29 Oak St, Saint Augustine, FL, 32084 | $425,000

** OPEN HOUSE 5: 00-7: 00pm Friday 4/11 & 10: 00-1: 00 Saturday 4/12 ** Looking for the Old Florida Lifestyle? Well look no further!! This historic cottage sits quietly in one of the most sought after areas of St Augustine. You will realize from the moment you drive down the street that you are HOME. This beautifully updated 2 bedroom home features a bright open floor plan, original wood floors, amazing updated kitchen with new cabinets, counters & stainless appliances, metal roof, new AC 2022, 2 new tankless water heaters and more. The amazing updated bathroom features new vanity & freestanding tub w/wall to wall tile. Step outside onto your wood deck overlooking the marsh with views for days. So if living the Old Florida lifestyle is what you are looking for then this home is a MUST see!! Located just minutes to downtown St Augustine, Vilano Beach, Florida School for the Deaf & Blind and short drive to Jacksonville.

Features

  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 7405
  • Style: Single Family Home
  • Year Built: 1938
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 903
  • Acreage: 0.17
  • Lot Size: 7405
  • Est. Taxes: $4,130
  • Lot Desc: Marsh Front,Marsh View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: Ketterlinus Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 252220
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/252220/29oakst_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners -Jax Bch

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

29 Oak St, Saint Augustine, FL, 32084

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $344 $344 $344
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,149 $2,234 $2,846
Total Monthly Payment $2,568 $2,653 $3,265

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.