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Best waterfront location you could ask for! Imagine sitting on your patio overlooking the beautiful St Joseph Sound, the Gulf and Honeymoon Island watching the most amazing sunsets while dolphins swim by! This 3 bedroom, 2. 5 townhouse is located directly on a private beach with stunning views of the water. Sit on your fenced in back patio and enjoy the beautiful water and sea breeze. Walk a few steps and you are on a private beach enjoying the sun and beautiful water. Watch the dolphins, birds and fish jumping! On occasion you will even see a manatee! You can have your kayaks right in the water and can even moor your boat on a buoy right outside your home! Kayak to the nearby spoiler islands or to the Dunedin Causeway. You can go fishing for trout and reds right outside your home! The townhouse has 1700 square ft of living space with 3 bedrooms, 2. 5 baths, open plan, granite countertops, all appliances and the garage has been converted into a bonus room. Washer/dryer, fridge, oven, brand new microwave and dishwasher. New HVAC installed in March 2025. The complex has a beautiful park with bbq and benches, heated pool, library, pool tables, fitness center, tennis and pickle ball, shuffleboard and is pet friendly. It is not a 55 and over community. Very friendly neighbors and lots of activities to join! We have recreation clubs, golf, water aerobics, shuffleboard, bocce, tennis, pickle ball, poker, bridge, canasta, pool league and more! We are within a few minutes of the Dunedin Causeway and Honeymoon Island and walking distance to numerous restaurants and shops. We are also right by the Pinellas Trail for miles and miles of walking and biking. Downtown Dunedin is only a couple of miles away as well as Palm Harbor and Tarpon Springs. There is a Jolly Trolly stop right by the entrance of the complex going between Tarpon Springs and Clearwater. Visit all of the fantastic local businesses. Walk to Publix and Walgreens and a few minutes walk to eat at amazing restaurants like Madison Ave Pizza, Cricketers, Benedict's, plus there is ice cream, gourmet cookies, McDonalds, Subway, Frenchy's and a new sushi place! There is an Aldi's opening close by and a new Trader Joe's a few miles away. This is truly living in paradise! Owner financing is a possibility with 30 percent down. HOA $1100/month and includes water, garbage, basic cable, high speed internet, building insurance, lawn care, beach maintenance and use of complex amenities including pool, park, beach, tennis, fitness, etc
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,797 | $2,833 | $3,610 |
Total Monthly Payment | $3,056 | $3,092 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.