512 DERBY DRIVE, Altamonte Springs, FL, 32714 | $285,000

Charming 2BR/2BA corner townhome in Altamonte Springs in the Montgomery Square community. Conveniently located right off 436 and Montgomery Road. Upon entering, the dining room is to the left and is open to the kitchen. The kitchen features crown molding, led lights on the cabinets and a pantry. A pass through window overlooks the family room which leads to the screened in and covered patio. The primary bedroom is off of the family room. It features a ceiling fan and newly added sliding barn door to the bathroom. Primary bath features a walk in shower, walk in closet, updated vanity and medicine cabinet. The guest bedroom is to the front of the home and is a generous size. Guest bathroom has been updated and has a tub/shower combo. More features of this home include indoor washer and dryer, 2 parking spaces, fenced yard with newer gates and no rear neighbors. Additional updates include newer interior and exterior paint, blinds, light fixture in dining room, ceiling fans, attractive landscape, brand new water heater and brand new A/C. This community has tennis courts and a swimming pool for fun in the sunl

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 1984
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,100
  • Acreage: 0.06
  • Est. Taxes: $559
  • HOA Fee: $110 Monthly
  • Lot Desc: Corner Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • MLS#: O6299113
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6299113/512derbydrive_altamontesprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2025 11:08:23 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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512 DERBY DRIVE, Altamonte Springs, FL, 32714

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,479 $1,536 $1,955
Total Monthly Payment $1,601 $1,658 $2,077

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.