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**BETTER THAN NEW - NO HOA - NO CDD ** Discover this beautifully crafted, move-in ready custom home—a true retreat combining luxury and comfort. Set on over half an acre, this 4-bedroom, 3. 5-bath pool home features luxury vinyl flooring- NO CARPET, soaring 10' ceilings, and an elegant iron staircase. The open-concept kitchen is a chef’s dream, complete with quartz countertops, premium stainless steel appliances, a large island, and spacious pantry, all flowing seamlessly into the living area—ideal for entertaining.
The main level offers two master suites with private en suite baths, plus a versatile office/den that can serve as a fifth bedroom. Upstairs, a large activity room and two additional bedrooms offer flexible living space. Step outside through triple sliding doors to a screened, covered paver lanai with a custom saltwater pool and spa with LED lighting.
Enjoy a private fenced backyard, an oversized paver driveway with room for cars, boats, or an RV. Located across from 12, 000-acre East Lake Toho with boating, jet skiing, and fishing, and just steps from St. Cloud Lakefront’s amenities—bike path, boat ramp, playground, splash pad, picnic spots, beach volleyball, and more. Conveniently close to highways, dining, shopping, and schools. Includes a 10-year structural builder’s warranty. Don’t miss this rare opportunity—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$974,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $779,999 | $779,999 | $779,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.613% | 6.455% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,676 | $4,930 | $6,688 |
Total Monthly Payment | $4,912 | $5,166 | $6,924 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.