2199 SE 175TH TERRACE, Silver Springs, FL, 34488 | $295,999

Welcome to this beautifully appointed 3-bedroom, 2-bathroom home—an exceptional property that has undergone over $70, 000 in high-end upgrades, blending timeless design with modern convenience. Step inside to discover a thoughtfully reimagined interior featuring custom walnut soft-close cabinetry with premium pull-outs, perfectly positioned for function and elegance. The kitchen and both bathrooms have been elevated with luxurious granite countertops, complemented by a full suite of brand new Whirlpool appliances. In the primary suite, a formerly single-vanity bathroom has been transformed into a more functional and elegant space with separate his-and-hers sinks. Throughout the home, you’ll find cohesive bronze finishes on the faucets, pendant lighting, ceiling fans (excluding bedrooms), switches, outlets, and cover plates—creating a warm, coordinated aesthetic. Additional touches like new interior and exterior door hardware, updated curtains, and the inclusion of select furnishings—barstools, a TV in the lanai, and a TV in the third bedroom—add both comfort and convenience. The lanai is carpeted and features a double-bladed ceiling fan, ideal for relaxed evenings, while the kitchen includes a clever fold-out fan. A brand-new (2025) HVAC system ensures climate comfort year-round. Recent structural and exterior improvements include a new roof (2022), septic system (2022), hot water heater (2022), toilets, exterior paint, and living room carpeting—all completed within the last three years. The home is west-facing, offering breathtaking sunset views, and is conveniently located just 1 hour and 15 minutes from Daytona Beach. A true highlight of this property is the expansive 12x32 custom-built shed, designed with both utility and craftsmanship in mind. It features an overhead door and ramp, is fully wired with 100-amp service, two 220V outlets, a dedicated 20-amp line over the built-in workbench, and 15-amp service throughout. Additional details include loft lighting above and below, outdoor security lights, and pre-wiring for a ceiling fan (fan included). For those who love the outdoors, this location is truly ideal. Just minutes away is the stunning Ocala National Forest, offering endless opportunities for hiking, boating, and exploring nature. Plus, a serene lake located within the subdivision provides a peaceful setting for kayaking, fishing, or simply enjoying the view. With its advanced upgrades, exceptional functionality, and access to natural beauty, this home is a rare opportunity for those seeking a stylish, move-in-ready property in an unbeatable setting. Schedule your showing today if interested!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 135
  • Laundry: Inside, Laundry Room
  • Year Built: 2000
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,387
  • Acreage: 0.23
  • Lot Size: 75 x 135
  • Est. Taxes: $2,932
  • HOA Fee: $100 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM699266
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM699266/2199se175thterrace_silversprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2025 10:37:37 PM)
Listing courtesy of CENTRAL CITY REALTY   Phone: 352-456-1941

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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2199 SE 175TH TERRACE, Silver Springs, FL, 34488

$295,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,799 $236,799 $236,799
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,497 $1,556 $1,982
Total Monthly Payment $1,816 $1,875 $2,301

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.