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Coastal Charm Awaits in Port Charlotte Villa
Welcome to your slice of Florida paradise! This delightful two-bedroom, two-bathroom villa offers the perfect blend of comfort and convenience in a sought-after Port Charlotte location. Imagine starting your mornings with serene canal views that bring the beauty of Florida's waterways right to your doorstep.
This well-maintained home boasts modern updates including a roof that's only three years young and an air conditioning system barely two years old—keeping you cool during those sunny Florida days without worrying about immediate replacements.
The community shines with amenities that encourage both relaxation and recreation. Take a refreshing dip in the heated community pool, socialize with neighbors at the welcoming clubhouse, or enjoy a peaceful stroll to nearby Randy Spence Park.
Baseball enthusiasts will appreciate the proximity to both Tampa Bay Rays and Atlanta Braves spring training facilities—perfect for catching pre-season action! For beach lovers, the glistening Gulf of Mexico and its beautiful shorelines are just a short drive away.
Grocery shopping is a breeze with Publix Super Market at Gulf Cove conveniently located nearby, ensuring your pantry stays well-stocked without lengthy commutes.
The reasonable homeowners association fee of just $167 monthly provides excellent value while maintaining the community's appealing standards and amenities.
Whether you're looking for a permanent residence or a seasonal getaway, this Port Charlotte villa offers the perfect foundation for your Florida lifestyle—where every day feels like a vacation and every sunset reminds you why you chose this sunny haven to call home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $960 | $972 | $1,239 |
Total Monthly Payment | $1,186 | $1,198 | $1,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.