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Charming 3BR, 2BA Home on 1. 5 Acres in Pine Ridge – A True Gem with Endless Potential! Nestled in the highly sought-after community of Pine Ridge, this well-maintained, lovingly cared-for home is ready for its next owner. Boasting original interior features with great bones, this 3-bedroom, 2-bathroom residence offers the perfect balance of comfort and potential. Move-in ready and meticulously maintained, the home presents a fantastic opportunity to update at your own pace. The open-concept layout includes tile flooring throughout, with spacious rooms and walk-in closets in every bedroom. Enjoy your downtime in the expansive screened-in patio, perfect for entertaining or simply relaxing in the serene surroundings of your 1. 5-acre lot. For the hobbyist or those in need of additional storage, you'll appreciate the 2-car detached garage. And with a 2-car attached garage, parking and storage are never an issue. This home offers a solid foundation, a peaceful setting, and the chance to personalize to your taste. Roof replaced in 2021 and HVAC replaced in 2018. Don't miss the opportunity to live in the highly desirable community of Pine Ridge that offers equestrian facilities. 29 miles of riding trails, community center with tennis courts, dog park, play area for children, air field for the airplane enthusiast and so much more. Call today to schedule your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,076 | $2,645 |
Total Monthly Payment | $2,465 | $2,544 | $3,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.