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20.5 Emerald Drive, Derry, NH, 03038 | $650,000
Hard to find 5 bedroom (3 bedroom septic, new plan on file) split-level contemporary. Great location for commuters with easy access to Route 28, minutes to 93 and downtown Derry. Sits on over an acre of land with a hot-tub in the fenced-in backyard. Want to practice your golf game? There's a putting hole out front. This home has been almost completely remodeled with a brand-new addition on bottom floor with a living room, 2 bedrooms and a 1/2 bath built in 2021 with its own private entrance. The main living is open concept with a kitchen that has counter-seating and a coffee station. There are 3 bedrooms, 1 3/4 baths and the master bedroom has a private ensuite and its own private deck perfect for a relaxing evening. This home also has a large basement with a walk-out bulkhead with plenty of shelving perfect for storing all your outdoor furniture and lawn equipment in the winter. Don't miss out, this won't last long! Broker Interest.
Features
- Rooms: 10
- Bedrooms: 5
- Baths: 1 full / 1 three-quarter / 1 half
- Style: Contemporary,Split Level
- Year Built: 1979
- Heating: Oil,Baseboard,Heat Pump,Hot Water,Mini Split
- Cooling: Wall AC Units,Mini Split
- Basement: Bulkhead,Concrete,Concrete Floor,Full,Insulated,Sump Pump,Unfinished,Interior Access
- Approx Sq. Feet: 2,038
- Acreage: 1.16
- Est. Taxes: $10,248
- Lot Desc: Country Setting
- Elem. School: Ernest P. Barka
- Middle School: Gilbert H. Hood Middle School
- High School: Pinkerton Academy
- School District: Derry School District SAU #10
- MLS#: 5035932
- Website: https://www.raveis.com
/prop/5035932/205emeralddrive_derry_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/14/2025Listing courtesy of Canal Street Realty LLC Phone: 603-234-5704
Listing Agent: William Robertson
William Raveis Family of Services
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20.5 Emerald Drive, Derry, NH, 03038
$650,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $854 | $854 | $854 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,373 | $3,503 | $4,459 |
| Total Monthly Payment | $4,319 | $4,449 | $5,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB