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Presented by
Kate Carpluk |
2679 SADDLEWOOD LANE, Palm Harbor, FL, 34685 | $899,000
Welcome to 2679 Saddlewood Ln, Palm Harbor! This beautifully updated 4-bedroom, 3-bathroom home offers 2, 725 sq ft of open-concept living space with tall ceilings that enhance the sense of space and light, making it ideal for both family living and entertaining. Enjoy gorgeous curb appeal with a large 3-car garage and a modern, inviting entryway.
The expansive screened-in pool area features a large heated pool with a spa that overflows into the water, creating a relaxing waterfall effect. The travertine pavers, serene lake views, and no rear neighbors offer unmatched privacy and tranquility. The primary suite includes direct access to the pool area, with stunning lake views as the perfect backdrop.
Inside, you'll find updated finishes, including luxury flooring, custom cabinetry, and a spacious kitchen perfect for cooking and entertaining. Recent updates include a new AC system (2023) for added comfort.
Located just 1. 8 miles from John Chesnut Park, Starbucks, Publix, and Lake Tarpon—ideal for outdoor activities and boating. The home also enjoys easy access to shopping, dining, and more. With a low HOA fee of just $496 per year.
This is a rare opportunity. Don’t miss the chance to make this stunning home yours—schedule your private showing today!
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 85 x 137
- Laundry: Inside, Laundry Room
- Year Built: 1992
- Garage: 3-car Driveway, Garage Door Opener, Ground Level, Guest, Off Street, On Street, Open
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,725
- Acreage: 0.27
- Lot Size: 85 x 137
- Est. Taxes: $13,629
- HOA Fee: $497 Annually
- Lot Desc: City Lot, In County, Landscaped, On Golf Course, Sidewalk
- View: Water
- Elem. School: Cypress Woods Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Pool: Heated, In Ground
- Pet Policy: Yes
- Appliances: Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8373304
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/TB8373304/2679saddlewoodlane_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kate CarplukLicensed Real Estate Salesperson
631.838.7608
Kate.Carpluk@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2679 SADDLEWOOD LANE, Palm Harbor, FL, 34685
$899,000
Kate Carpluk
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 631.838.7608
Kate.Carpluk@Raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.625% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.961% | 6.764% | 6.666% |
| Monthly Tax Payment | $1,136 | $1,136 | $1,136 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,487 | $4,605 | $6,265 |
| Total Monthly Payment | $5,715 | $5,833 | $7,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388