15588 RUSTON CIRCLE, Port Charlotte, FL, 33981 | $1,175,000

Welcome to this stunning, custom-built 2020 Benham home, perfectly situated on an irregular lot along the picturesque Zephyr Waterway, offering boat watching and direct access to the Gulf of Mexico. This 3-bedroom, 3-bath home plus a den combines top-tier construction with exceptional upgrades for the ultimate Florida lifestyle.

Step inside to discover a thoughtfully designed open layout featuring a spacious great room with surround sound, a Sonos system, an electric fireplace, and sliding doors that open to the expansive outdoor living area. The primary suite offers a luxurious retreat with decorative ceilings, double walk-in closets, and private access to the lanai. The en-suite bathroom includes dual vanities and a large walk-in shower. Two generous guest suites include private baths, one of which conveniently doubles as a pool bath.

The gourmet kitchen is both functional and beautiful, with upgraded granite countertops, a granite sink, walk-in pantry, and premium finishes throughout. Just outside, the extended 4-foot under-truss lanai—finished with a Cypress wood ceiling and electric fireplace—offers the ideal setting for entertaining. The separate outdoor summer kitchen, panoramic screen enclosure, and saltwater heated pool with sun shelf and new 2025 salt cell complete the luxurious outdoor living space.

Professionally designed landscaping adds to the home’s curb appeal, with upgraded rock, tropical plantings/trees, an irrigation system, and low-voltage lighting that brings the property to life after sunset. A private dock—including a 10, 000-pound boat lift —with walkways on both sides, make this home a dream for boaters seeking easy access to the Gulf.

The oversized three-car garage with insulated doors, features a 9ft door, a commercial-grade epoxy floor, finished walls, and a generator plug. Foam insulation covers the entire home and garage for maximum energy efficiency and comfort. A new roof in 2024, extra-wide driveway, and additional outdoor built-in shed add both style and function.

From surround sound in the living room and lanai to the decorative ceilings and quality finishes throughout, every inch of this home reflects thoughtful craftsmanship and refined taste. Whether you’re relaxing poolside, preparing a meal in the summer kitchen, or heading out on the boat, this home offers the perfect balance of comfort, style, and waterfront living.

Don’t miss your chance to own this exceptional slice of paradise—where every day feels like a vacation.

Features

  • Amenities: Basketball Court, Clubhouse, Park, Playground
  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 65 x 125 x 110 x 137
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2020
  • Garage: 3-car Driveway, Garage Door Opener, Oversized, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,221
  • Acreage: 0.26
  • Lot Size: 65 x 125 x 110 x 137
  • Est. Taxes: $6,994
  • HOA Fee: $120 Annually
  • Lot Desc: Irregular Lot, Landscaped
  • View: Park/Greenbelt, Pool, Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: D6141762
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/D6141762/15588rustoncircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2025 5:12:57 AM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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15588 RUSTON CIRCLE, Port Charlotte, FL, 33981

$1,175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $940,000 $940,000 $940,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.109% 6.764% 6.581%
Monthly Tax Payment $583 $583 $583
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,864 $6,019 $8,124
Total Monthly Payment $6,572 $6,727 $8,832

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.