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81 Chipman Street, #APT 13, Waterbury (Town Plot), CT, 06708 | $115,000
Multiple Offers: Highest and best offers 5PM Friday April 18, 2025 with seller's decision on Sat April 19, 2025. Cute Condo in Town Plot neighborhood of Waterbury! Built 1991. 1 Bedroom, 1 Bath 600 Sq foot condo. Balcony off kitchen. Elec heat. Needs re-painting and new carpet or flooring in bedroom and in the living room. Double closet in bedroom. Large closet as well as linen closet in hall. 2 wall-insert spots for 2 A/C's in bd and liv rm. Stairs to storage area and 1 car garage under unit, no need to go outside. Easy access to Rt. 8, I-84, Close to Chase park, shopping, restaurants, 2 hospitals, bus line, Metro-North train to NYC. $200/mo HOA fee for snow, trash, property management, complex's insurance policy, cold water, and sewer. No Assessments in place or upcoming per property manager. Pet policy is one cat or one dog no taller than 20" at the shoulder when full-grown. Refrigerator, Elec Range, Range Hood, Microwave and Stackable W/D convey. 2 parking spots: 1 parking spot and 1 under-unit garage spot. Subject to Probate Approval.
Features
- Town: Waterbury
- Parking: 2-car
- Heating: Baseboard
- Cooling: Ceiling Fans,Window Unit
- Levels: 2
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Main Level
- Complex: Chipman Street (81)
- Year Built: 1991
- Common Charge: $200 Monthly
- Above Grade Approx. Sq. Feet: 610
- Est. Taxes: $2,488
- Lot Desc: City Views,Level Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Pets Allowed: Yes
- Pet Policy: 1 cat or 1 dog max 20" at
- Appliances: Electric Range,Microwave,Range Hood,Refrigerator,Washer,Electric Dryer
- MLS#: 24086320
- Website: https://www.raveis.com
/prop/24086320/81chipmanstreet_waterbury_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Level |
|---|---|
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
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- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
81 Chipman Street, #APT 13, Waterbury (Town Plot), CT, 06708
$115,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $92,000 | $92,000 | $92,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $566 | $604 | $764 |
| Total Monthly Payment | $848 | $886 | $1,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
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