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One or more photo(s) has been virtually staged. BRAND NEW Luxury Vinyl Floors in this gorgeously remodeled 3 bed, 2. 5 bath townhome in the sought-after community of Palms of Tierra. This home and community was HIGH AND DRY during the storms last year with no flooding. There are few better locations being just a few minutes to the beautiful beaches and water of Fort de Soto Park in Tierra Verde, Pass-a-Grille and St. Pete Beach. And all the fun and food in these hot spots. Just a short drive to vibrant downtown St. Pete with even more choice of entertainment and cuisine. Enter this townhome and take the stairs up to discover the full Florida coastal vibe with SHIPLAP walls and open concept living. Open to the living room, the kitchen has recently been updated to feature a breakfast bar, abundant granite countertops accentuated by stylish subway tile backsplash, wood cabinetry with unique knobs and newer stainless steel appliances. Looking out to the living area enjoy the stunning stone fireplace and shuttered doors leading out the balcony with a serene view of the large greenbelt and NEWLY RESURFACED Tennis/Pickleball courts. As well as one generous size bedroom located near the kitchen with a full bath adjacent for ease of guest use. The third floor holds the remaining two bedrooms both of which are ensuite for maximum privacy and convenience. The primary bedroom boasts a spacious bath with dual vanities, oversize shower with fabulous tile accents, large walk-in closet and balcony with sweeping views. Bonus room off of the attached garage for work or craft room, GARAGE IS TWO CAR tandem. Boredom is not an option here with so many amenities offered including Boat Dock, Fish Cleaning Table, Pool, Spa, Tennis Courts and Club House with a Fitness center. So many great areas and activities to enjoy within minutes from this location. If you are a boater the Bay or Gulf is right around the corner. The area is known for Fort De Soto Park, St Pete Beach, Vibrant Downtown St. Pete with loads of unique dining, shops and entertainment. Don’t miss the chance to live your best life in Paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $3,932 | $4,061 | $4,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.