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This is IT! This is your perfect opportunity to own this fabulous home nestled in the community of Palm River Townhomes, just minutes away from downtown Tampa and nearby Tampa Bay for your water activity enjoyment! This gorgeous and meticulously maintained home has everything you are looking for, including NEW HVAC, NEW ROOF, and NEW WATER HEATER, all in 2023/24, plus a Water Softener! From the moment you step in, you will see how beautifully the "Gourmet Chef's Kitchen" has been updated with Granite Counters, a Breakfast bar (transformed to one level), Stainless Steel Appliances, and a huge walk-in Pantry! The Dining room area includes the hutch and steps out to the spacious private screened balcony overlooking the picturesque conservation area! The Great Room is very spacious, with a ceiling fan and laminate flooring. NO CARPET anywhere in this townhome, and there is a convenient powder room(1/2 bath) on this level! Upstairs, level 3, has TWO (2) primary bedroom suites, both with walk-in closets and ceiling fans, and BOTH have their own Full Bathrooms with Tubs and Showers. Bedroom #1 also includes an additional wall closet, Tray Ceiling, and sliders that step out to its own private sun deck Balcony with a beautiful view!! The laundry room is conveniently on the same level as these bedroom suites and includes the washer and dryer plus shelving! The lower level has a tandem-style, two-car oversized Garage with an auto opener, ample under-stairway storage, a side area for a workshop, and a rear door that steps out to a patio where you will see the A/C unit lifted above ground. OTHER FEATURES INCLUDE: Safety screened front Entry, intercom, Fire Sprinklers throughout, and set up on the same Electric Grid as Tampa General Hospital! This GATED community offers residents access to a sparkling pool for ultimate relaxation with restrooms and showers AND a fishing dock plus a floating dock where you can launch your Kayaks and Paddleboards! Marinas and public power boat launching available within minutes! The Low HOA (no cdd's) covers exterior and ground maintenance, as well as water, trash, sewer, basic cable, and internet, ensuring a truly worry-free lifestyle. Situated just minutes from downtown Tampa, Riverwalk, and major highways like the Crosstown Expressway, I-4, and I-75, this home provides unparalleled convenience to Tampa Bay's most vibrant destinations. Whether you're drawn to the energy of Channelside, the history of Ybor City, the charm of Brandon, or the allure of South Tampa, these are all just a short drive away as well as the Cruise Ship Ports and Tampa International Airport! Plus, both USF and UT are easily accessible. For the beach, life escape to the beautiful white sandy beaches close by on the Gulf in Clearwater and St. Pete! Don't miss this opportunity to claim your slice of paradise at Palm River Townhomes. Schedule a tour today and make your dream a reality!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,461 | $1,519 | $1,935 |
Total Monthly Payment | $1,697 | $1,755 | $2,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.