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189 HAMMOCK OAK CIRCLE, Debary, FL, 32713 | $698,000
Welcome to your dream home at 189 Hammock Oak Circle, located in the prestigious Debary Country Club. This stunning 3-bedroom, 2-bathroom residence has been meticulously updated and is ready for you to move in and enjoy.
Set on an expansive . 33-acre lot, this property features a beautifully screened-in saltwater pool complete with a spa, perfect for relaxation and entertaining. The outdoor space is further enhanced by a charming firepit with natural gas, ideal for cozy evenings under the stars.
This home is equipped with a whole-house solar system and a generator, ensuring energy efficiency and peace of mind. The interior boasts foam insulation and new windows throughout, providing comfort and energy savings year-round. The kitchen is a chef's delight, featuring APEC reverse osmosis for pure drinking water, new black stainless steel appliances, and elegant quartz countertops that flow seamlessly into the living and dining areas.
Recent upgrades include luxury vinyl flooring, a 2020 HVAC unit, and a roof replaced in 2018. The landscaping is meticulously maintained, resembling a work of art, with every blade of grass perfectly positioned. For outdoor cooking enthusiasts, the grill area is equipped with a natural gas line hookup, making it easy to host gatherings.
The pool area features a new pump (2020) and a heater (2021), ensuring year-round enjoyment. The office includes a built-in Murphy bed with storage, perfect for accommodating guests. The wrap-around driveway provides ample parking for entertaining, while fresh paint inside and out adds to the home's appeal. The laundry room was recently updated in 2024 with new washer and dryer, cabinets, and a sink, and the garage flooring is finished with epoxy for durability.
This home truly stands out as the best on the block, combining luxury, comfort, and modern amenities in a desirable location. Don’t miss the opportunity to make this exceptional property your own! Schedule a showing today and experience the lifestyle that awaits you at 189 Hammock Oak Circle.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 79 x 182
- Laundry: Laundry Room
- Year Built: 1998
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,314
- Acreage: 0.33
- Lot Size: 79 x 182
- Est. Taxes: $3,455
- HOA Fee: $760 Annually
- Elem. School: Debary Elem
- Middle School: River Springs Middle School
- High School: University High School-VOL
- Pool: Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
- Pet Policy: Yes
- Appliances: Built-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Filtration System
- MLS#: O6298949
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/O6298949/189hammockoakcircle_debary_fl?source=qrflyer
Listing courtesy of THE AGENCY ORLANDO Phone: 407-951-2472
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
189 HAMMOCK OAK CIRCLE, Debary, FL, 32713
$698,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $558,400 | $558,400 | $558,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,622 | $3,668 | $4,674 |
| Total Monthly Payment | $4,002 | $4,048 | $5,054 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388