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EMERALD POINTE, Waterfront, 24 hour guard gated community with a MARINA as the centerpiece with endless activities is located in Punta Gorda; a charming little waterfront town with shops, boutiques, restaurants, historic district, tennis, pickleball, boating, fishing, biking and walking paths. The F Building has a new roof, freshly painted and carpeted hallways. This 3rd floor Light and bright condo with wonderful water views offers 836sf with 1 bedroom and 1bathroom and has 2 storage closets just outside the front door. There is under building parking and additional storage in front of the parking space. The Kitchen has wood cabinets, granite counter tops, stainless appliances and a large pantry. The Kitchen overlooks the spacious Great room and Casual Dining area. The views of the Peace River can be seen from the moment you step into this lovely unit. There is access to the lanai from the living area and the bedroom. The large bedroom has a slider out to the lanai that gives panoramic views of the water and community. There is also a huge walk-in closet. The stunning newly remodeled bathroom has 2 sinks, large vanity and a walk-in shower. The laundry closet is across from the walk-in closet. There are ceiling fans and tile flooring throughout. Every home has access to a boat slip. The slips vary, depending on your needs. There is great fishing and boating from your own back door. You have access to the Peace River, Charlotte Harbor, the Myakka River, the Gulf of Mexico and beyond! The community offers 2 pools, tennis, pickleball, bicycle riding, boat ramp, Clubhouse, fitness center, restaurant, several seating areas to meet friends, RV and truck storage, and many organized events. If you like to be active, you can always find something to do, or you can relax and take in the view. This is the perfect community to make it your 2nd home or live here year round. It is being sold furnished, turnkey. Come see this piece of paradise and fall in love!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $908 | $943 | $1,200 |
Total Monthly Payment | $1,167 | $1,202 | $1,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.