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Absolutely charming ranch on lovely . 51 acre lot. So much to love about this cutie. Enclosed sunroom, convenient mudroom w/laundry, spacious kitchen with built in pantry unit, luminous living room with bay window allowing in natural light throughout the day. Replacement vinyl windows, brand new oil tank. New wall oven. New vanity. Standing seam roof. Three bedrooms and full bath complete this main floor. In the basement the possibilities are endless. Expansive family room with 1/2 bath. Another area would be perfect for an office plus there is a workshop area for the handy-person of the house. Outdoor living areas are just as special. Above ground pool, front porch, back deck, patio/fire pit area, spacious yard. Very large two car garage with above unfinished area that could be a fun playroom and/or hangout. Storage Shed. Peach tree. Enjoy all small town amenities Proctor has to offer: library, restaurant, skating rink, swimming pool, baseball/softball little league & soccer fields, outdoor basketball and tennis courts. . and so much more.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,550 | $1,976 |
Total Monthly Payment | $1,940 | $1,959 | $2,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.