4670 A1A S, #16B, Out of Area, FL, 32080 | $459,900

Paradise Is Calling — And This Is The Time to Answer!
This is the absolute best time to buy a condo at the beach—don't miss your chance to live where others vacation! A RARE opportunity to buy a Villa at Colony Reef Club.
Imagine waking up just a 5-minute walk from the sugar-white sands of St. Augustine Beach, and only 5 miles from the history and charm of downtown St. Aug. Whether you're strolling cobblestone streets or catching waves, this location puts you in the heart of it all.

Spend your days soaking up the sun, then cool off in the freshwater pool or challenge your friends to tennis, basketball, or a lively game of pickleball. Craving relaxation? Enjoy the indoor heated pool, fully-equipped gym, soothing sauna, or unwind in the jacuzzi by the main pool.
At Colony Reef Club, every day feels like a resort vacation—with on-site boat storage, fishing, and a secure gated community.

Step inside your beautifully renovated 2nd-floor Villa, where comfort and coastal style collide: - Brand-new waterproof vinyl flooring throughout - Stunning new kitchen with granite counters, sink, cabinets, and pantry - New appliances, including a stove with air fryer and updated fridge with new ice maker - All 3 bathrooms completely gutted and upgraded - Elegant plantation shutters, hurricane-rated sliding doors, and newly rebuilt staircase - New washer/dryer, upgraded PVC plumbing, 7-year-old AC, and 1-year-old roof The open-concept design leads to a balcony perfect for ocean breezes and golden-hour sunsets. Both bedrooms are oversized, easily fitting king beds, and each has its own private ensuite with walk-in showers, great for guests or family. Bonus: It comes partially furnished-- bedroom sets, a cozy couch, dining table, and desk are included. And the best part? Your HOA fees cover water, cable, pest control, landscaping, and all exterior maintenance, so you can truly relax and enjoy beach life. This is your chance to live the dream. Get one while you can! Schedule your private tour today!

Features

  • Parking: Parking Lot
  • Heating: Central, Electric
  • Cooling: Central Air
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Complex: Colony Reef Club
  • Year Built: 1990
  • Common Charge: $650 Monthly
  • Approx Sq. Feet: 1,080
  • Est. Taxes: $1,969
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
  • MLS#: 2080820
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/2080820/4670a1as_outofarea_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of KELLER WILLIAMS ST JOHNS

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4670 A1A S, #16B, Out of Area, FL, 32080

$459,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,920 $367,920 $367,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $164 $164 $164
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,295 $2,417 $3,055
Total Monthly Payment $2,534 $2,656 $3,294

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.