Welcome to the P. Carpenter House, ca. 1774. Carefully stewarded by the current owners for the last 40+ years, this classic Farmhouse Cape offers historic charm balanced with numerous updates and thoughtful renovations. Features include wide plank floors, an unusually flexible and open floor plan with a 1st floor bedroom option + full bath. There is also a sun-filled dining room, a lovely screened porch, and a laundry. A spacious mudroom leads to an oversized attached 2-car garage plus greenhouse, wood room, and a storage space above. The second floor has three bedrooms, a bath, a dressing room, and a fantastic loft studio space. Recent improvements include exterior painting and new mechanicals; solar panels (owned, not leased) which provide significant savings on electricity costs for the home. The beautiful and well-established perennial gardens include a rain garden and well-cared for trees, one of which boasts a treehouse. A detached 'sugar house' provides plenty of additional storage and another studio opportunity. Whether it's an easy commute to Providence or Boston that appeals, this rural yet convenient location is hard to beat.
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Our Executive Mortgage Banker:
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,469 | $3,653 | $4,654 |
Total Monthly Payment | $4,051 | $4,235 | $5,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.