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Nestled in a serene community of picturesque cottages, this delightful 2-bedroom, 2-bathroom creekside home offers the perfect blend of charm and tranquility. Tucked among lush greenery, the home boasts direct access to the Wappinger Creek with a walkway descending down to the water’s edge—an idyllic spot for morning coffee, quiet reflection, or dipping your toes in the cool, flowing stream. Inside, the cozy yet thoughtfully designed layout features warm accents, large windows, and an inviting living space that brings the beauty of nature indoors. The modernized kitchen is both functional and stylish, making it easy to prepare meals while enjoying the peaceful surroundings. Each bedroom provides a comfortable retreat. Outside, a private backyard offers wonderful spaces for entertaining or simply unwinding as you listen to the gentle sounds of the creek. An outdoor shower adds a convenient touch, perfect for rinsing off after a day spent by the water or enjoying the refreshing breeze in a secluded setting. The detached garage presents an exciting opportunity—whether you envision it as a spacious workshop for your hobbies or a transformed entertainment area for gatherings with family and friends, the possibilities are endless. Surrounded by similar charming homes, this property is part of a welcoming community that feels like a hidden escape yet remains conveniently close to it all. Just 1. 5 miles from trendy Eastdale Village, you will have access to dining, local shops, and outdoor recreation. Whether you're looking for a full-time residence, a weekend getaway, or a potential vacation rental, this creekside gem is a rare find. Do not miss your chance to own a piece of nature’s paradise!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,044 | $2,605 |
Total Monthly Payment | $2,413 | $2,439 | $3,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.