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Experience lowcountry living at its finest on Johns Island! Built in 2022, this exceptional 3 bedroom, 2 and a half bathroom home offers a rare combination of modern amenities and classic Southern charm. Picture yourself enjoying morning coffee or evening breezes on your double front porches with a quintessentially southern gas lantern, and views that overlook the lovely community greenspace. Step inside to discover brand new luxury vinyl plank flooring throughout the first floor, creating a fresh and inviting atmosphere. The flex room on the main level features the addition of beautiful wainscoting and could be used as an office space or dining room. This room connects to the butler's pantry which is perfect for a coffee bar, extra workspace or storage. The butler's pantry opens up to the thoughtfully laid out kitchen which features a large island with Bianco Carrara Quartz countertops, a farmhouse sink with a champagne bronze faucet, and space for three bar stools. The kitchen is open to the eat-in dining area and living room making this space ideal for entertaining. The tall ceilings and many well-placed windows throughout the home make it feel bright and airy at all hours during the day. At the rear of the home is an additional large closet space that the owner currently uses as an adorable office area and the built in drop zone with hooks, a large bench and ample storage. The back door takes you out to the private, fully fenced backyard which is a true extension of your living space, featuring easy-care turf perfect for entertaining or relaxing. Upstairs is a loft area and all three bedrooms. The primary bedroom has a double tray ceiling, added wainscoting, and large walk-in closet, with a door that takes you out to the upstairs porch. The en-suite bathroom off of the primary bedroom has a walk-in tiled shower, large vanity with double sinks, and a separate water closet. The additional two bedrooms have good sized closets and share the second full bathroom. A screened in porch and the detached two-car garage complete this incredible home. Located in the desirable Whitney Lake subdivision on Johns Island, there is so much to enjoy! Kayaking, paddle boarding, canoeing, fishing, and the community dock, plus several walking trails throughout the neighborhood. Come see this beautiful home for yourself, it will not disappoint!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,373 | $3,416 | $4,353 |
Total Monthly Payment | $3,465 | $3,508 | $4,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.