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Welcome to this beautifully maintained 4-bedroom, 2. 5-bathroom home nestled in one of the area's most picturesque neighborhoods, adorned with majestic grand oaks and timeless Southern charm. From the moment you arrive, the home's double front porches create a striking first impression, combining timeless curb appeal and a warm, welcoming presence. Inside, gleaming hardwood floors lead to a thoughtfully designed main level that includes a spacious primary suite for ultimate convenience and privacy. The kitchen is well-appointed with a central island, a cozy breakfast nook, and a separate dining area--ideal for both everyday living and entertaining. The expansive great room features a gas log fireplace flanked by custom built-in shelving, offering an inviting space for gathering. Upstairs, you'll find three generously sized bedrooms, a full bathroom, and access to the second-story front porch, perfect for relaxing and daydreaming. This home has been meticulously cared for and updated with quality in mind. The newly added three-season sunroom (2024), complete with EZ Breeze windows, offers the perfect spot for coffee or a cocktail to relax. Just beyond, additional outdoor decking creates an ideal setting for festivities or when just wanting a little more sunshine. Enjoy peace of mind with a transferable termite bond, a newer roof and the reassurance of NOT being located in a flood zone. Situated in a highly desirable area, this home offers easy access to many restaurants, health care facilities, and shopping, all while enjoying the tranquility of an established neighborhood. Don't miss the opportunity to own this move-in-ready gem that blends comfort, character, and convenience. Expect to be impressed!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $484,000 | $484,000 | $484,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,020 | $3,180 | $4,052 |
Total Monthly Payment | $3,112 | $3,272 | $4,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.