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SELLER OFFERING ATHLETIC MEMBERSHIP AT DUNES WEST WITH ACCEPTABLE OFFER. WILL PAY THE 3K INITIATION FEE AND 1 YEAR DUES- Discover the epitome of modern living in this stunning, energy-efficient 4-bedroom, 2. 5-bath home nestled within the highly desirable Hamlin Oaks neighborhood of Mount Pleasant. Built in 2018, this meticulously maintained residence offers an exceptional blend of spaciousness, gorgeous finishes, a superior layout and unparalleled access to everything you desire. Located just off Rifle Range Road, Hamlin Oaks is a sought-after, family-friendly community known for its elevated homes and vibrant lifestyle. Step inside this impressive home and be immediately captivated by the soaring 10-foot ceilings, abundant natural light and elegant flooring that flows seamlesslythroughout the home. The exceptional open floor plan is designed for both comfortable daily living and effortless entertaining. The heart of the home is the beautiful modern gourmet kitchen, a culinary haven boasting a large central quartz island - the perfect gathering spot for family and friends. Culinary enthusiasts will appreciate the stainless steel appliances, gas stovetop, built-in double oven, detailed cabinetry with soft close cabinets, large pantry and quartz countertops. Adjacent to the kitchen, the inviting living room is bright with multiple windows overlooking the many palm trees in the backyard. The living room also features a charming gas fireplace, crown molding and stylish shiplap detailing. Retreat to the exquisite first-floor master bedroom, a true sanctuary of space and style with a large walk-in closet. The stunning master bathroom offers a spa-like experience with matte marble flooring, gorgeous double vanities, a large modern glass shower with sleek subway tiling, and a luxurious soaking bathtub. Ascend the elegant oak stairs with custom carpet luxury stair runner to the second floor, where you'll find three additional well-crafted bedrooms and a spacious finished loft - a versatile multi-purpose area ideal for an array of options, one being a media room. The private backyard is a delightful oasis, featuring lush Bermuda grass bordered by Palmetto Palms and several Mandarin Orange trees as well! Perfectly sized for pets and children to play, it also offers manageable maintenance. Enjoy outdoor relaxation on the charming back deck and front two decks. This exceptional home is loaded with extras, including energy-efficient solar panels, a tankless water heater, a WI-FI Certified Smart Home system, a video doorbell, and more! The garage offers 3 bays but also has a large additional space ideal for storage! Peace of mind is ensured with hurricane-protected windows and doors, along with an irrigation system for easy lawn care. Situated in Flood Zone X, flood insurance is not required. Beyond the beauty of the home itself, you'll love the incredible convenience of its location. Just minutes away, you'll find diverse restaurants, convenient shopping, and easy access to Rifle Range and IOP. In no time, you can hop on the Ravenel Bridge to explore the historic charm of downtown Charleston or head to the nearby beaches of Sullivan's Island and Isle of Palms for a day of sun and sand. Towne Centre's retail therapy is also within easy reach. This Lowcountry charmer offers an unparalleled lifestyle in a fabulous location. Don't miss your chance to own this beauty - schedule your showing today! Retreat to the exquisite first-floor master bedroom, a true sanctuary of space and style with a large walk-in closet. The stunning master bathroom offers a spa-like experience with matte marble flooring, gorgeous double vanities, a large modern glass shower with sleek subway tiling, and a luxurious soaking bathtub. Ascend the elegant oak stairs with custom carpet luxury stair runner to the second floor, where you'll find three additional well-crafted bedrooms and a spacious finished loft - a versatile multi-purpose area ideal for an array of options, one being a media room. The private backyard is a delightful oasis, featuring lush Bermuda grass bordered by Palmetto Palms and several Mandarin Orange trees as well! Perfectly sized for pets and children to play, it also offers manageable maintenance. Enjoy outdoor relaxation on the charming back deck and front two decks. This exceptional home is loaded with extras, including energy-efficient solar panels, a tankless water heater, a WI-FI Certified Smart Home system, a video doorbell, and more! The garage offers 3 bays but also has a large additional space ideal for storage! Peace of mind is ensured with hurricane-protected windows and doors, along with an irrigation system for easy lawn care. Situated in Flood Zone X, flood insurance is not required. Beyond the beauty of the home itself, you'll love the incredible convenience of its location. Just minutes away, you'll find diverse restaurants, convenient shopping, and easy access to Rifle Range and IOP. In no time, you can hop on the Ravenel Bridge to explore the historic charm of downtown Charleston or head to the nearby beaches of Sullivan's Island and Isle of Palms for a day of sun and sand. Towne Centre's retail therapy is also within easy reach. This Lowcountry charmer offers an unparalleled lifestyle in a fabulous location. Don't miss your chance to own this beauty - schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,225 | $5,436 | $7,433 |
Total Monthly Payment | $5,350 | $5,561 | $7,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.