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Welcome to this Beautifully-Renovated 4BR/2BA Ranch Main Home + an Additional 1BR/1BA Detached 700sqft ADU (or Mother-in-Law Apartment), Located together on a Spacious . 31 Acre Lot in Lenevar of West Ashley! This Rare Find is Ideal for Multi-generational Living or Offsetting your Mortgage with a Rental Income Generator in Charleston! ** Exuding tons of Curb Appeal, this Charming Brick Home is Complemented by a New Concrete Driveway & New Walkways, Fresh Exterior Paint, as well as an Inviting, Brick-pillared Carport Entrance ** Step inside to discover Beautiful New Flooring, Recessed Lighting, and a Huge French-Paned Window that creates a Bright, Inviting Atmosphere. An Eye-catching Feature Wall acts as a Backdrop in the Front Living Room, which Flows Seamlessly into the Kitchen-adjacentDining Room ** The Updated Kitchen boasts Brand New Stainless Steel Appliances, Sleek Quartz Countertops, New Cabinetry, Open Shelving, a Large Kitchen Sink, and a Breakfast Nook that Overlooks the Detached Unit & the Fully-Fenced Backyard. A Dedicated Laundry Room off the Kitchen can Double as a Mudroom & Storage Space! ** The Owner's Suite features a Sliding Barn Door that leads to an Ensuite, Appointed with New Dual Vanities, a Floor-to-Ceiling Tiled Shower, a Luxurious Rainfall Shower Head, and a Spacious Walk-in Closet ** The 1BR/1BA 2nd Detached Unit is ALSO Freshly-Updated & Equipped with a Full Kitchen to Match the Main House, a Living Room, Laundry Hook-ups, and a Separate Meter. New Hot Water Heaters have been installed in Both Dwellings! ** Outside, the Expansive Lot offers a Blank Slate with Plenty of Room for Entertaining, Gardening, or Further Development ** Homeowners will Enjoy Easy Access to an Abundance of Shopping & Dining on Sam Rittenberg Blvd & Ashley River Road - Just 6 Miles from Downtown Charleston & 13 Miles to Folly Beach! NO HOA OR FLOOD INSURANCE REQUIRED! ** Don't miss this Opportunity to Own a Stunning Ranch Home with Additional Income Potential or Flexible Living Arrangements - Schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $668,000 | $668,000 | $668,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 6.764% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,167 | $4,277 | $5,773 |
Total Monthly Payment | $4,259 | $4,369 | $5,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.