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This beautifully updated 3-bedroom, 2-bath brick ranch in the heart of Park Circle is the perfect blend of classic charm and modern upgrades. As you approach, a grand tree in the front yard and a welcoming exterior set the tone for the warmth and character you'll find inside. Upon entering, you'll be greeted by the original refinished hardwood floors, a large window that fills the living room with natural light, and a tasteful chair rail that adds a touch of elegance. The heart of this home is the kitchen--a true showstopper! Featuring white shaker cabinets, sleek stainless steel appliances, a gas line for the stove, a stylish subway tile backsplash, gorgeous quartz countertops, modern pendant lighting, floating shelves, and a convenient breakfast bar, this space is a chef's dreamand perfect for entertaining. The adjacent dining area is the ideal spot for family meals or dinner parties. The owner's suite is a peaceful retreat, offering an updated bathroom with decorative tile floors and a stunning step-in shower. Two additional well-sized bedrooms and a full bath complete the thoughtful layout of this home. Step outside to the backyard, where mature trees create a serene environment to relax and enjoy the Lowcountry weather. With plenty of space, the backyard also has incredible potential for an Accessory Dwelling Unit (ADU) or your own creative vision. Plus, a shed with power provides extra storage or workspace. Located just 1 mile from the vibrant restaurants and bars on E Montague Ave and Quarterman Park, this home is also only 5 miles from Charleston International Airport and 6. 5 miles from downtown Charlestonoffering convenience and easy access to everything the area has to offer. This updated gem in Park Circle is truly a must-seeschedule your showing today! Use preferred lender to buy this home and receive an incentive towards your closing costs!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,724 | $2,759 | $3,516 |
Total Monthly Payment | $2,816 | $2,851 | $3,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.