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4-bedroom Lookout model in excellent condition. End unit, easy access and with expanded deck. The enclosed double-sized mudroom has a tile floor and a skylight. It also has two storage closets. The main level has a family/living/dining room, kitchen & powder room. A wood burning fireplace anchors the living rm. The kitchen has white appliances and a breakfast counter. The second level has 2 guest bedrooms, a full bathroom and the laundry. The primary has a vaulted ceiling, a dressing area and a full bath. The third floor has the fourth bedroom and another bath. Plus it has an area perfect for a desk. This area is well suited for guests or teenagers as it provides great privacy. Lakeridge is comprised of 235 acres surrounded on 3 sides by the Paugnut Forest and 100 acre Burr Pond. It is a four season community with indoor and outdoor tennis and swimming pools. There are 19 tennis courts (3 are indoors), pickle ball, basketball, volleyball, softball diamond, fitness centre, garden plots. It also has its own ski slope with a double chairlift and snowmaking/grooming capability. Located in the foothills of the Berkshires, there is easy access to all that Litchfield and Berkshire counties have to offer.
Type | Description | Level |
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Bedroom 1 | Laminate Floor | Upper |
Bedroom 2 | Laminate Floor | Upper |
Bedroom 3 | Vaulted Ceiling,Laminate Floor | Upper |
Dining Room | Sliders,Laminate Floor | Main |
Family Room | Laminate Floor | Main |
Kitchen | Breakfast Bar,Laminate Floor | Main |
Living Room | Fireplace,Laminate Floor | Main |
Primary Bedroom | Vaulted Ceiling,Ceiling Fan,Full Bath,Stall Shower,Laminate Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,660 | $1,682 | $2,143 |
Total Monthly Payment | $2,047 | $2,069 | $2,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.