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Located on one of the most charming streets in Westerly is this sweet house and it's just waiting to become someone's home! inside, there is a large living room featuring a fireplace with a woodburning stove insert so that the buyer can choose whether they want to convert back to a fireplace or keep the wood burning stove. The dining room is an ample size and features built in cupboards!. There is also a sunroom which can be either an office or an additional sitting room. Finally, there is a kitchen with newly painted navy blue cabinets. Upstairs there are three bedrooms, one bathroom and an interior stairway to the attic which could become additional living or storage space! The seller has had all interior surfaces newly sanded and painted including all of the woodwork and windows. There is also a new furnace which was installed in mid 2024. With an oversized lawn (approximately 67% larger than the zoning requirement), plenty of space for outdoor dining, raised beds for flowers and/or vegetables, a one car garage and a large utility shed for storing those extra outdoor items, this lawn is a virtual playground for adults and children alike. There is a terrace for dining and even two swings for grown ups or children. George Street is a lovely, wide street that allows for ample parking! Walk to downtown Westerly and enjoy all that the Town has to offer! And there is an additional curb cut onto the property which might hold some future possibilities for the buyer.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $2,866 | $2,965 | $3,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.