4178 ROSE ARBOR CIRCLE, Port Charlotte, FL, 33948 | $499,000

Welcome to 4178 Rose Arbor Circle! This stunning waterfront home offers 3 bedrooms, 2 bathrooms, and a sparkling saltwater pool—all with serene views of the intersecting canal right in your backyard. Thoughtfully updated inside and out, this home combines comfort, functionality, and Florida living at its finest.
Step inside to a spacious family room and dinette area that flows into a cozy living room, leading directly to the screened lanai and pool—perfect for entertaining or relaxing in the sun. The kitchen is designed for both style and efficiency, featuring abundant cabinetry, new granite countertops, and a tasteful backsplash.
The primary suite is generously sized with a walk-in closet and a recently renovated en suite bathroom. You'll love waking up to peaceful water views and ending your day with vibrant sunsets over the canal.
Interior upgrades include:
~Crown molding throughout the home
~Replumbed plumbing system
~New attic insulation
~Renovated primary bathroom
~Granite counters and updated backsplash in the kitchen
Exterior improvements include:
~Roof replaced (2019)
~Electrical panel replaced (2019)
~AC replaced (2016) and new ductwork (2019)
~Freshly painted exterior (2024)
~New gutters (2023)
~Updated landscaping with decorative curbing
~Brand new pool cage with expansive picture windows—ideal for enjoying the canal views and sunsets from your lanai
The composite dock was redone in 2019 and extended in 2022, featuring a 10, 000 lb boat lift with canopy and a GEM remote. Cruise from your backyard through the scenic waterways with direct access to the Peace River, Charlotte Harbor, and the Gulf of America!
Additional features:
~Motorized garage screen for airflow without the bugs
~Wall-mounted AC unit in the garage—perfect for projects on warm days
Whether you're boating, swimming, grilling, or simply enjoying the view, this home has everything you need to live the Florida lifestyle.
The Tampa Bay Rays spring training stadium, Charlotte Sports Park, is less than 10 minutes up the road for all those sports fans. Like fishing? Not only can you fish right off the newly built composite dock in your own backyard, but the Harbor has world-class fishing too! Close to I-75 and the Punta Gorda Airport, offering quick access for the traveler in you. This home also has plenty of nearby shopping, dining, beaches, medical facilities, and so much more! Take advantage of an opportunity to own this fantastic home and live the Florida lifestyle! What are you waiting for? Don't just dream or visit, live it! Schedule your showing today.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 84 x 125
  • Laundry: In Garage
  • Year Built: 1981
  • Garage: 2-car Driveway, Garage Door Opener, Other
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,574
  • Acreage: 0.24
  • Lot Size: 84 x 125
  • Est. Taxes: $6,716
  • Lot Desc: In County
  • View: Pool, Water
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: C7508312
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7508312/4178rosearborcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2025 11:17:09 PM)
Listing courtesy of ERA ADVANTAGE REALTY, INC.   Phone: 941-255-5300

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4178 ROSE ARBOR CIRCLE, Port Charlotte, FL, 33948

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.148% 7.075% 6.172%
Monthly Tax Payment $560 $560 $560
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,589 $2,622 $3,342
Total Monthly Payment $3,224 $3,257 $3,977

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.