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MULTIPLE OFFERS PLEASE SUBMIT HIGHEST AND BEST BY 6PM 4/14/25. This lovely ranch style home in Millbury is waiting for new owners to make it their own! The cedar siding and lovely shrubbery offer great curb appeal! Updates include the windows and the roof. Hardwoods under carpet in living room and bedrooms. The sunny kitchen offers wood cabinets, wall oven, and a peninsula as well as open concept to the dining area. Spacious and bright living room with picture window! 3 bedrooms and 1 full bath. The basement offers a finished family room and walk out access. Covered side porch and front porch offers space to relax outdoors. Carport for one car. Located on a quiet dead-end street, not far from the center of town! Easy access to Rt 146 and just minutes from the Mass Pike! A great location and just waiting for your personal touches!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | First |
Dining Room | Flooring - Wall to Wall Carpet | First |
Kitchen | Flooring - Wall to Wall Carpet, Dining Area, Exterior Access, Open Floorplan, Peninsula | Main,First |
Living Room | Flooring - Wall to Wall Carpet, Window(s) - Picture | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,102 | $2,678 |
Total Monthly Payment | $2,515 | $2,542 | $3,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.