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Welcome to this charming split-level home, featuring a welcoming front deck with an awning. The main level offers a spacious living room that flows seamlessly into a generous dining area and a bright, well-appointed kitchen. On the upper level, you'll find three comfortable bedrooms and a full bathroom with dual entry, granite double sinks, and plenty of storage space. The lower level includes a convenient half bath, laundry room, and a large crawl space for additional storage. The cozy den with a gas fireplace leads to a large 336-square-foot Florida room, complete with skylights and access to a spacious deck overlooking the lush, level, fenced half-acre yard. A one-car garage with a workbench, a circular driveway, and additional parking spaces for 10+ cars provide ample parking options. Enjoy peace of mind with a back-up generator, and rest easy knowing that the heating, central air, and hot water heater have all been recently upgraded. Conveniently located close to parkways and public transportation, you'll have quick access to a nearby deli-mart and other amenities. The home also features a doggy door leading from the Florida room to the deck, a laundry chute for added convenience, and attic storage for extra space. Perfect for those seeking a blend of suburban tranquility and easy access to everyday conveniences. Tenants are responsible for water, electricity and gas. Min 700 credit score. 2. 5 times debt to income ratio. Pets welcome, no aggressive breeds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,160 | $3,160 | $3,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $20 | $21 | $26 |
Total Monthly Payment | $95 | $96 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.