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605 MOUNT LANCASTER AVENUE NE, #634, St. Petersburg, FL, 33702 | $139,000
Calling handyman or remodeler! This rare 3 bed/2 bath home is located on a spacious corner lot just steps to the community's private waterfront park with fishing pier. The home has 780 sq. ft of living space PLUS an additional 180 sq. ft enclosed Florida room. To enjoy the breezes there is a 310 sq. ft screen lanai with hot tub and still plenty of space to park two vehicles. No flooding inside! The interior of the home features split bedroom plan with two bedrooms on one side with bath in between and then the primary bedroom on opposite end of home with large bath. Great layout for guests! Newer water heater and flooring is laminate and carpet. Home has older roof, HVAC system, windows and vapor barrier. This home is ready for its makeover! Price includes share for the lot and ownership in the co-op. Low monthly maintenance fee of $380 includes water/sewer/trash pick up/ lawn mowing/24 hr manned gate/private streets and all amenities including heated pool, clubhouse, fitness center, two private boat ramps and kayak launch and so much more! Home is located in popular Americana Cove, a 55+ waterfront community with navigable saltwater canals to Tampa Bay with no bridges. Downtown St. Petersburg is only 10 mins away; two airports are 15 mins and beautiful beaches are 25 mins. Come and see the possibilities. Renting is allowed with 2 month minimum. Dog friendly community with 2 dogs or cats up to 35 pounds welcome; two pets total each household. Management requires each buyer to have a 675+ credit score. More photos to come!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: None
- Year Built: 1973
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 780
- Acreage: 0.13
- Est. Taxes: $1,946
- HOA Fee: $380 Monthly
- Lot Desc: Corner Lot
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Range, Refrigerator
- MLS#: TB8372851
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8372851/605mountlancasteravenuene_stpetersburg_fl?source=qrflyer
Listing courtesy of BAREFOOT REALTY GROUP Phone: 877-360-7577
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
605 MOUNT LANCASTER AVENUE NE, #634, St. Petersburg, FL, 33702
$139,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $111,200 | $111,200 | $111,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $162 | $162 | $162 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $721 | $749 | $953 |
| Total Monthly Payment | $958 | $986 | $1,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388