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Welcome to 944 Saltwater Circle, a coastal gem in the heart of SeaGrove on picturesque Anastasia Island! Perched on a charming corner lot, this beautifully maintained home features a freshly painted exterior, an inviting front porch, and a fully fenced side yard with a covered pergola. Step inside one of the largest floor plans in SeaGrove to find a spacious and airy first floor with a generous living room and an open-concept gourmet kitchen. Designed for entertaining, the kitchen boasts a large granite island, double ovens, stainless steel appliances, and ample granite counter space. The living room is centered around a cozy gas fireplace, beautifully framed by built-in shelving. The mounted TV above the fireplace is included and features a descending mount for optimal viewing—perfect for relaxing or hosting guests. Upstairs, you'll be greeted by a stunning hardwood staircase with elegant iron railing, leading to a bright and expansive owner’s suite featuring two walk-in closets, detailed crown molding, and a luxurious ensuite bath with a garden tub, walk-in shower, and double vanity. Rich hardwood flooring runs throughout the second level, enhancing the home’s warm, upscale feel. Additional highlights include hurricane shutters for peace of mind, a two-car garage outfitted with premium Shark Coating and a large workbench, and smart home technology. The internet-connected alarm system includes cameras and remote locks, while the remote-controlled irrigation system adds extra convenience whether you're home or away. Ideally located, this home is walkable to local restaurants, the post office, and the public library—enhancing the charm and livability of this coastal community. SeaGrove offers resort-style amenities, including a sparkling community pool, open-air pavilion, serene lakes with boardwalks, basketball courts, and even a kayak launch for outdoor fun. All of this just minutes from the beach, shopping, and the historic charm of downtown St. Augustine. Don’t miss the opportunity to call this island retreat your own! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
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Our Executive Mortgage Banker:
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$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,332 | $3,463 | $4,413 |
Total Monthly Payment | $3,894 | $4,025 | $4,975 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.