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One or more photo(s) has been virtually staged. Featuring a brand-new HVAC system, washer and dryer (2024), fresh interior paint, and a new roof scheduled to be replaced, this updated and move-in ready 3-bedroom, 2. 5-bathroom townhome in central Sarasota is the one you've been waiting for. Located in the desirable community of Beneva Ridge, this home offers over 1, 400 sq ft of living space, filled with natural light and modern touches throughout. The bright and open main floor features a stylish kitchen with subway tile backsplash and breakfast bar, a spacious living area, a convenient half bath, and a large laundry room with extra storage. Two sliding doors lead to your choice of two private patios, perfect for relaxing, entertaining, or enjoying the Florida sunshine. Plus, an additional storage closet just outside the front door offers even more room for bikes, beach gear, or seasonal items. Upstairs, the primary suite offers a private retreat with a stunning ensuite bath, complete with a spa-style rain shower, while two additional bedrooms share a beautifully updated hall bath. Beneva Ridge is a vibrant, centrally located community offering residents access to a heated pool, sports courts, and maintenance-free living with the HOA covering exterior painting, roof care, and landscaping. Just minutes from Siesta Key Beach, Downtown Sarasota, UTC, and the Legacy Trail, this townhome offers an unbeatable lifestyle in one of Sarasota’s most convenient locations. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. **
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,315 | $1,366 | $1,741 |
Total Monthly Payment | $1,646 | $1,697 | $2,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.