14330 OLIVER STREET, Largo, FL, 33774 | $585,000

Beachside Bliss with Income Potential – Just 1 Mile from Indian Rocks Beach!

Welcome to this beautifully updated 3-bedroom, 2-bathroom home, where coastal charm, modern upgrades, and investment opportunity come together. Located just one mile from the sugar sands of Indian Rocks Beach, this property offers the flexibility of no HOA, no rental restrictions, and high-and-dry security in Flood Zone 'X'—making it an ideal fit for vacation rentals, seasonal leasing, or full-time living with income potential.

Set on a generous oversized lot, there’s plenty of room to add a pool or build an additional structure (guest suite or ADU)—a great way to increase value and maximize return. The fully fenced yard (new 6’ vinyl fence in 2023) provides privacy for guests or renters, while the circular driveway and one-car garage make parking and access a breeze.

Inside, you’ll find luxury vinyl plank flooring, 5" wood baseboards, 9 spacious closets, and a beautifully remodeled kitchen with 42” soft-close wood cabinets and quartz countertops—a high-end touch renters and guests will love. The open layout, updated lighting, and tasteful finishes create a bright, inviting space that’s move-in or rent-ready.

Step outside to the large screened lanai—rescreened with noseum mesh (2024)—featuring a sunny tanning area and space to unwind. With so much outdoor space, there's potential to create a true backyard retreat that will boost rental appeal and personal enjoyment.

Key Upgrades Include:

New roof (2023)

New gutters (2023)

Hurricane-rated garage door (2024)

Vented soffits

Fresh interior & exterior paint

Cordless faux wood blinds & high-hat lighting

Recently serviced A/C and updated electrical to current code

Insulated windows for energy efficiency

Boater’s Bonus: Just minutes from Indian Springs Marina (with high & dry storage, wet slips, fuel dock) and the Belleair Causeway Boat Ramp, this home is a dream for water lovers and potential short-term renters looking to launch their adventures close to home.

The location is unbeatable—within walking or biking distance to beach bars, restaurants, shopping, groceries, pharmacies, and more.

Live here full-time, use it as a vacation getaway, or turn it into a high-performing short-term rental. With no restrictions and a prime beachside location, the possibilities are endless!


?? Schedule your private tour today and unlock the income potential of this move-in-ready beachside home! https: //youtu. be/KhMaz_9MWNs

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 67 x 141
  • Laundry: In Garage
  • Style: Coastal
  • Year Built: 1961
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,251
  • Acreage: 0.22
  • Lot Size: 67 x 141
  • Est. Taxes: $7,107
  • Lot Desc: City Lot, Level, Near Marina, Near Public Transit, Oversized Lot
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8372679
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8372679/14330oliverstreet_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/21/2025 8:02:08 AM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14330 OLIVER STREET, Largo, FL, 33774

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $592 $592 $592
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,920 $3,074 $3,918
Total Monthly Payment $3,604 $3,758 $4,602

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.