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Beachside Bliss with Income Potential – Just 1 Mile from Indian Rocks Beach!
Welcome to this beautifully updated 3-bedroom, 2-bathroom home, where coastal charm, modern upgrades, and investment opportunity come together. Located just one mile from the sugar sands of Indian Rocks Beach, this property offers the flexibility of no HOA, no rental restrictions, and high-and-dry security in Flood Zone 'X'—making it an ideal fit for vacation rentals, seasonal leasing, or full-time living with income potential.
Set on a generous oversized lot, there’s plenty of room to add a pool or build an additional structure (guest suite or ADU)—a great way to increase value and maximize return. The fully fenced yard (new 6’ vinyl fence in 2023) provides privacy for guests or renters, while the circular driveway and one-car garage make parking and access a breeze.
Inside, you’ll find luxury vinyl plank flooring, 5" wood baseboards, 9 spacious closets, and a beautifully remodeled kitchen with 42” soft-close wood cabinets and quartz countertops—a high-end touch renters and guests will love. The open layout, updated lighting, and tasteful finishes create a bright, inviting space that’s move-in or rent-ready.
Step outside to the large screened lanai—rescreened with noseum mesh (2024)—featuring a sunny tanning area and space to unwind. With so much outdoor space, there's potential to create a true backyard retreat that will boost rental appeal and personal enjoyment.
Key Upgrades Include:
New roof (2023)
New gutters (2023)
Hurricane-rated garage door (2024)
Vented soffits
Fresh interior & exterior paint
Cordless faux wood blinds & high-hat lighting
Recently serviced A/C and updated electrical to current code
Insulated windows for energy efficiency
Boater’s Bonus: Just minutes from Indian Springs Marina (with high & dry storage, wet slips, fuel dock) and the Belleair Causeway Boat Ramp, this home is a dream for water lovers and potential short-term renters looking to launch their adventures close to home.
The location is unbeatable—within walking or biking distance to beach bars, restaurants, shopping, groceries, pharmacies, and more.
Live here full-time, use it as a vacation getaway, or turn it into a high-performing short-term rental. With no restrictions and a prime beachside location, the possibilities are endless!
?? Schedule your private tour today and unlock the income potential of this move-in-ready beachside home! https: //youtu. be/KhMaz_9MWNs
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Our Executive Mortgage Banker:
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$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,920 | $3,074 | $3,918 |
Total Monthly Payment | $3,604 | $3,758 | $4,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.