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Have you always dreamed of living on the water?
This luxurious CORNER 2 Bed, 2 Bath condo with West and North OPEN WATER VIEWS is now available and is perfect in every way! During the remodel the walls were removed to the studs. The electric wiring was replaced. All windows, including 'ceiling to floor' sliders, are Therma Double Pane Hurricane Impact resistant and all are adorned with custom louvered / plantation shutters. The beautiful and chef friendly kitchen includes custom cabinets, granite countertops, Frigidaire Professional Series convection oven, refrigerator, dishwasher and microwave. The waterside primary bedroom has a spacious walk-in closet where the washer & dryer is conveniently located. The stunning ensuite has a beautifully upgraded step-in shower. The second bedroom, in this split bedroom plan, is spacious with mirrored closet doors and is adjacent to the second bathroom where guests will appreciate the privacy as well as the Jacuzzi jetted spa tub. Custom crown molding completes the living room, dining room and entryway. 16" tile throughout the main living areas. In addition to the beautiful interior and the stunning views, you will enjoy peace of mind with the newer AC and water heater both installed in 2020. The lanai will be your favorite place to enjoy your morning coffee as you watch the dolphins and manatees swim by. And your day will be complete admiring the sky changing colors as the sun gets ready to set on another beautiful Florida day. The Bay Island 55+ gated community, located just minutes from the Gulf of Mexico's white sandy beaches, has so much to offer. A few of the amenities include an active waterfront clubhouse, 6 swimming pools, spa, tennis & pickleball courts, men & women fitness centers, saunas, games & billiard rooms, library and a 1. 25 mile waterfront walkway that surrounds the island. Pets are welcome and a covered parking space will convey. Location is prime. Minutes to shopping, restaurants and medical facilities. Convenient to Tampa & St. Pete airports. Downtown St. Petersburg and The Pier and just 15 minutes away. Whether you are looking for a permanent residence or a part time retreat this gem offers the perfect blend of comfort and peacefulness. Don't let this opportunity slip away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,764 | $1,832 | $2,332 |
Total Monthly Payment | $2,236 | $2,304 | $2,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.