440 KENSINGTON STREET, Port Charlotte, FL, 33954 | $424,800

Step into something truly special with this beautifully upgraded 3-bedroom, 2-bath home with a heated inground saltwater pool and 2-car garage—every inch is crafted with care and ready to impress. From the moment you arrive, the curb appeal shines. The professionally landscaped yard features elegant cement curbing, bright flower beds, fresh mulch, and a variety of plants and shrubs, all framed by majestic oak trees. The brick paver driveway and walkway lead to a grand double-door entry with lead crystal glass and a custom window above that fills the space with natural light. Inside, the home is just as eye-catching. The living room wows with 12. 5-foot double tray ceilings, crown molding, decorative pillars, plant shelves, custom fans, and wide sliding glass doors that open up to the showstopper of the home—an OVERSIZED MULTI-LEVEL POOL DECK! This outdoor area features a heated saltwater pool with a waterfall, electric roll shutters, and a pool blanket for year-round enjoyment. The kitchen is designed for both form and function. It boasts new stainless steel appliances (2024), granite countertops, 42-inch soft-close cabinets, a walk-in pantry, and a charming aquarium window in the breakfast nook with views of the pool. The primary suite is a true retreat with wood flooring, crown molding, tray ceiling, a dressing area, and sliding doors that open to the pool. The ensuite bathroom offers dual sinks, jetted garden tub, tiled Roman shower, walk-in closets, and custom details like plant shelves and designer lighting. Bedrooms two and three are roomy and bright, with wood floors, ceiling fans and plant shelves. The second bathroom features a tiled Roman shower, glass doors, and a Corian countertop. Extra perks include a NEW TILE ROOF (2024), NEW A/C (2024), HURRICANE-IMPACT WINDOWS, and a garage with attic access, side door, and pull-down stairs. The laundry room offers a utility sink, cabinetry, and closet for storage space. Located near schools, shopping, and dining, this home checks all the boxes. Don’t wait—schedule your private tour today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 90 x 125
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2006
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,242
  • Acreage: 0.26
  • Lot Size: 90 x 125
  • Est. Taxes: $6,059
  • Lot Desc: Corner Lot, In County, Landscaped, Oversized Lot, Unincorporated
  • View: Pool
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Deck, Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: C7508391
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7508391/440kensingtonstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/13/2025 1:32:11 PM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

440 KENSINGTON STREET, Port Charlotte, FL, 33954

$424,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,840 $339,840 $339,840
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $505 $505 $505
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,204 $2,290 $2,914
Total Monthly Payment $2,784 $2,870 $3,494

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.