318 OSPREY LAKES CIRCLE, Chuluota, FL, 32766 | $850,000

This truly feels like you’re on vacation every time you come home to this lakefront paradise. A much sought after 1/2-acre lot, located in a prime location, this home sits on the far east side of Osprey Lakes. The views down the lake are endless & the sunsets are not to be missed with the most unbelievable ‘Heaven on Earth colors’. A dock can be built if desired or simply launch a kayak, paddle board, or electric boat from your shoreline. You'll enjoy the beauty of Osprey Lake as well as the largemouth bass fishing if you so choose. This home is located within the pristine, gated, neighborhood of Osprey Lakes. This 5 bedroom/3. 5 bath, 3-car side-entry garage, lakefront & saltwater pool/spa home is a must see! This 3, 749 square foot home has room for everybody & everything. This lovely home features a downstairs primary suite, with a sitting area, and 2 walk-in closets (fitted with a California Closet storage system); the en-suite bathroom includes a long double-sink vanity, relaxing corner tub & a separate upgraded glass frameless shower, plus a private water-closet. The primary bedroom is large, measuring 14' x 20' with French-doors leading out to a covered lanai, that is within the pool’s screen enclosure. . . the views from here are one of a kind!! Downstairs also has a second bedroom (or home office) across from the formal dining room. Chefs will appreciate the huge kitchen with beautiful 42" cabinets that provide more than enough storage, upgraded appliance suite, & stunning Silestone counters. There is a convenient breakfast bar & a dedicated space for a breakfast table area overlooking the family room. The family room & kitchen combination is great for entertaining & for family gatherings. There is also a cozy fireplace in the family room, & there are French doors leading out to the covered lanai & pool/spa. The convenient pool bathroom is just off of the family room & is perfect for containing the wet towels & bathing suits. The entire back of the home, on both levels, has the BEST views of the lake! A good-sized laundry room is off the kitchen & has additional storage. Going upstairs is a breeze from either the foyer or the kitchen & leads to a massive loft/bonus room that has views of the lake, and it measures 24' x 25'. The possibilities for the Bonus room are endless--a playroom, a gaming area, or a man cave. This area has enough space for a snack table/poker table alongside the wet bar. There are three additional bedrooms upstairs that are large! One of the bedrooms could make a great home theatre (15' x 14')and has ample storage space. The other two bedrooms are connected by a ‘Jack & Jill’ shared bath with double vanity & bathtub with shower. These 2 bedrooms are quite sizeable as well, one-bedroom measures 10' x15" & the other is 15' x 14'. Another update is speakers in the living room, loft, primary suite, & screened in lanai. Other upgrades include: 2023 RHINOSHIELD paint with 20-year transferable warranty, both HVAC systems were replaced in 2023, a solar heated pool & the backyard is fenced in. You will love this small, private, GATED community. Located by the front gate of the community is access to the Flagler Nature Trail. Unwind & Enjoy the Real Florida, as there is an abundance of protected land & wildlife areas are nearby. Little Big Econ Park, Florida Mountain Bike Trail, & the Oviedo & Little Big Econ Canoe Launch are all close by. Lastly, the school district is AMAZING! Each assigned school has an "A" grade.

Features

  • Amenities: Fence Restrictions, Trail(s)
  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2004
  • Garage: 3-car Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,768
  • Acreage: 0.5
  • Est. Taxes: $6,246
  • HOA Fee: $1,288 Annually
  • Lot Desc: In County, Sidewalk
  • View: Water
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: O6297688
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/O6297688/318ospreylakescircle_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/1/2025 2:17:10 PM)
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318 OSPREY LAKES CIRCLE, Chuluota, FL, 32766

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.799% 6.511% 6.349%
Monthly Tax Payment $521 $521 $521
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,077 $4,242 $5,784
Total Monthly Payment $4,689 $4,854 $6,396

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.