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Fully Furnished, and FABULOUS! Are you ready to move into a fully turn key home with Gulf Access? Welcome to 4400 Floramar Terrace in the waterfront community of Gulf Harbors! This 2 bedroom 2 bathroom home checks all the boxes from inside-out, it truly has all you need to start enjoying the waterfront lifestyle today. Outside, you are going to love the attention to detail and all of the updates this home has. The sellers recently painted the exterior a coastal blue and put on a new roof in 2023. The front porch is dressed with a white trellis, creating stunning curb appeal and the entire exterior is beautifully landscaped with an additional parking pad in the front. Inside as you step in, you will love the high ceilings and open concept floor plan with a direct view of your heated, screened in pool and the wide salt-water canal right in your backyard. The home is tiled throughout with brand new luxury vinyl plank floors in both bedrooms. All of the doors are 3 panel frosted glass and provides an added touch of sophistication inside. All new living room furniture, beds, and everything you see down to the pots and pans will convey. The seller uses the home as a vacation home and monthly winter rentals are $8, 000 a year! Seller is willing to transfer over the renters information if the new buyer would like. Enjoy coming home to luxuries like paddle boarding, kayaking, and bike riding all included with the home x2 for you to enjoy! The kitchen opens up to the living area, and has all white cabinets with coastal themed knobs, and brand new stainless steel appliances. It flows directly to the indoor laundry room with a lovely water view with a dryer and a brand new washing machine will also convey. Through the laundry, enters the second bathroom, which is an European bathroom, and tiled with direct access to the pool. The seawall cap was poured in 2016 offering years of longevity to come. The home also has a floating dock, ready for your boat to have a wet slip in your very own backyard. There is also additional storage on the side of the home and a carport to keep your vehicle out of the sun. According to the seller, the home is high and only had about 2-1/2" of water in places from the Helene flood and since it was less that 8 sheets of drywall, flooring, and baseboards permits were not required for the repairs which the seller was advised from the county when inquired. Don't miss your chance to get into one of the best waterfront communities on the Gulf Coast with access to Anclote Island and the sand bar being just minutes from your backdoor. Gulf Harbors also has a private beach for only $200 a year available to residents and an optional HOA at the Gulf Harbors Civic Association for just $125 a year! New Port Richey is quickly growing and becoming increasingly more popular, so get your slice of paradise while you still can, they're not making anymore waterfront for this price! Schedule your tour today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $438,800 | $438,800 | $438,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,774 | $2,883 | $3,673 |
Total Monthly Payment | $3,474 | $3,583 | $4,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.